Top PEO Companies in the United States
The right professional employer organization (PEO) can streamline HR, payroll, and compliance so your team can focus on growth. In the United States—home to startup hubs like Austin and San Francisco, financial centers in New York and Chicago, and fast-growing tech and healthcare corridors—regulations vary by state, which makes choosing an experienced, U.S.-based partner essential.
Clutch helps you find trusted PEO services by verifying client reviews, highlighting proven specialties, and surfacing transparent pricing. Use filters to sort by budget, location, industry focus, and company size to quickly shortlist the best-fit providers for employee leasing solutions and benefits administration for small businesses. Explore nationwide options and local leaders here:
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$5,000+$25 - $49 / hr50 - 249Middletown, DE
Services provided
See all 6 projectsGlobedesk is a recruitment and staffing agency specializing in sourcing skilled technology professionals from Latin America for various industries, including IT consulting, marketing, and infrastructure. Reviews highlight a 100% success rate in candidate placement and praise their effective communication and cultural alignment. Clients value their ability to provide high-quality candidates and timely delivery.
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$1,000+< $25 / hr50 - 249Los Angeles, CA
Services provided
See all 9 projectsWexpand is a PEO company specializing in Employee Leasing and HR Outsourcing services. Their reviews highlight excellent cultural alignment and cost-effectiveness, with 100% positive feedback regarding their ability to expand teams quickly and manage employment directly. Reviewers appreciate their flexible engagement strategies and seamless integration with client teams.
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$5,000+$25 - $49 / hr50 - 249Miami, FL
Services provided
See all 32 projectsAxented is a company specializing in developing digital solutions, including HR management and technology services. They are praised for their ability to transform complex ideas into actionable solutions, with 100% of the feedback noting high satisfaction with communication and project delivery. While pricing was initially perceived as high, clients found the value justified.
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$1,000+< $25 / hr50 - 249Miami, FL
Services provided
See all 40 projectsSavant is a technology consulting firm specializing in custom software development, data analytics, and AI-driven solutions. Overall, the company has received 100% positive feedback, with clients praising their technical expertise, responsive communication, and project management. Approximately 87.5% of reviews highlight Savant's ability to deliver tailored, cost-effective solutions that align with client objectives and optimize operational efficiency.
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Undisclosed$100 - $149 / hr50 - 249Roselle, IL
Services provided
See all 2 projectsChina Payroll is a specialized payroll and HR service provider, offering comprehensive support for payroll management and compliance within Chinese labor laws. The company has consistently received positive feedback, with 100% of reviewers highlighting their structured project management, timely delivery, and deep understanding of local regulations. Clients appreciate their proactive approach and responsive communication, with no significant areas for improvement mentioned.
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UndisclosedUndisclosed10 - 49Overland Park, KS
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Founded in 1988, Axcet HR Solutions is a PEO/Employee Leasing company. The team specializes in PEO/Employee Leasing and HR Outsourcing and is headquartered in Overland Park, Kansas.
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UndisclosedUndisclosed50 - 249Irvine, CA
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See all 4 projectsKORE1 is a recruitment agency praised for its exceptional project management and ability to fill critical positions with high-quality candidates. Clients commend their attention to detail, market knowledge, and personalized service, with no areas of improvement noted. Approximately 100% of reviewers highlight positive experiences, emphasizing KORE1’s success in meeting hiring needs efficiently.
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$1,000+$50 - $99 / hr2 - 9San Diego, CA
Services provided
See all 7 projectsThe HR Innovator Group is a comprehensive HR services provider excelling in compliance, employee management, and HR strategy. Their expertise is highlighted by 100% positive feedback, with clients praising their professionalism, timely delivery, and strategic guidance. Approximately 80% of reviewers emphasize their proactive communication and deep understanding of client needs, making them a valuable partner in HR development and operations.
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$1,000+Undisclosed2 - 9Indianapolis, IN
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See all 1 projectsFullStack PEO is a human resources and payroll management company that offers comprehensive HR solutions, including benefits setup, payroll, and employee support. The overall feedback is overwhelmingly positive, with clients noting their seamless partnership and the professional support provided by FullStack PEO, which enhances competitiveness in recruitment. Approximately 100% of reviewers highlight their extensive support and expertise in HR management.
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UndisclosedUndisclosed50 - 249Schaumburg, IL
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See all 1 projectsEmpower HR is a comprehensive human resources company that offers risk management, compliance, administration, payroll, and employee benefits services. The majority of reviews highlight their exceptional cost savings (20%–30%), improved employee benefits, and effective recruitment support. Clients commend the knowledgeable and communicative staff, describing them as integral to their team, with minor suggestions for improving their communications portal and launching a mobile application.
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Undisclosed$150 - $199 / hr2 - 9Baton Rouge, LA
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See all 5 projectsRemoteTal is a recruitment agency specializing in sourcing and onboarding remote teams across various sectors. Reviews indicate consistent satisfaction with their service, as 100% of feedback highlights their efficiency and ability to provide high-quality candidates quickly. Clients are impressed with RemoteTal's market knowledge and seamless communication, with all feedback reflecting no areas for improvement, emphasizing their efficacy in meeting diverse hiring needs.
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$1,000+$150 - $199 / hr10 - 49Melville, NY
Services provided
See all 5 projectsDON’T SWEAT LIFE, INC. is a consulting firm specializing in employee insurance and benefits, particularly for small- to medium-sized businesses. The reviews highlight their professionalism, responsiveness, and depth of industry knowledge. With 100% positive feedback, clients appreciate their hands-on approach and ability to present cost-effective and comprehensive benefits options, significantly improving client satisfaction and reducing insurance costs.
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$5,000+$200 - $300 / hr10 - 49Lynbrook, NY
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See all 1 projectsVantagePoint Benefit Administrators is an HR and benefits management company that provides comprehensive services such as payroll management, compliance training, and employee liability advice. According to reviews, 100% of feedback highlights their expertise, with particular emphasis on their leadership and process-oriented team. While highly praised, one suggestion for improvement involves enhancing real-time communication options.
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UndisclosedUndisclosed2 - 9San Jose, CA
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See all 1 projectsSyndesus is a staffing company specializing in providing software engineer resources to meet the competitive demands of the tech industry. According to client reviews, 100% of feedback is positive, highlighting their impressive talent acquisition capabilities, responsiveness, and efficient communication. Clients have expressed satisfaction with their continuous engagement, indicating a successful partnership with clear roles and strong project management.
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$1,000+< $25 / hr10 - 49Truckee, CA
Services provided
See all 3 projectsTeamswell is a staffing and recruitment company known for providing high-quality development and talent acquisition solutions. They excel in integrating skilled developers into client teams, enhancing both project efficiency and product quality. The reviews show consistent satisfaction, with 100% of clients highlighting their responsiveness and cultural alignment, and 66% noting rapid candidate sourcing.
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$1,000+$25 - $49 / hr10 - 49Red Hook, NY
Services provided
See all 1 projectsAcadia HR is a human resources service provider specializing in recruitment selection. Their clients consistently praise the company for excellent service, with 100% of the reviews highlighting positive outcomes. Clients appreciate the substantial savings, estimated at $99,000 monthly, and commend their solid payment structure. Overall, Acadia HR has been described as a wonderful partner.
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$1,000+$25 - $49 / hr10 - 49Lake Worth, FL
Services provided
See all 2 projectsMyPEOAgency is an HR consulting firm praised for its professionalism and efficiency, with 100% positive feedback across reviews. Clients commend their ability to save time and enhance service quality, with 50% noting significant time savings and cost-effectiveness. The agency's strengths include technology integration and responsiveness, although some suggest improvements in lesser-known areas.
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$1,000+$25 - $49 / hr2 - 9East Windsor, NJ
Services provided
See all 1 projectsAbel HR is a human resources consulting firm praised for its excellent pricing structure and high-quality service delivery. The firm is notably effective in managing benefits and has saved clients significant amounts, such as $30,000 per month. Reviewers consistently highlight their comprehensive service offerings and strengths across various areas, with minimal suggestions for improvement.
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$1,000+$25 - $49 / hr250 - 999Louisville, KY
Services provided
See all 1 projectsAhead Human Resources is a human resources consulting firm that specializes in recruitment and HR-related services. According to reviews, the company offers outstanding personal service and demonstrates meticulous attention to detail, with 100% of feedback highlighting their dedication and expertise. Clients report significant savings in time and money, gaining approximately 30 hours and $4,000 monthly. However, there is room for expansion into servicing internet-based companies.
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UndisclosedUndisclosed250 - 999San Francisco, CA
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Terminal Inc. Is an IT staff augmentation company. Their midsize team is located in San Francisco, California and offers IT staff augmentation and PEO/Employee Leasing. The firm was founded in 2017.
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UndisclosedUndisclosed50 - 249New York, NY
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In London, England and New York, New York, Acumen International: Global EOR/PEO is a PEO/Employee Leasing company. Their services include PEO/Employee Leasing and HR Consulting.
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$25,000+$300+ / hr50 - 249Chantilly, VA
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Launched in 1996, C2 Essentials is a PEO/Employee Leasing and HR Outsourcing company. Their team provides PEO/Employee Leasing and HR Outsourcing.
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UndisclosedUndisclosed50 - 249Sandy, UT
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Launched in 2004, HR Service, Inc. Is a midsize Sandy, Utah-based Business Consulting company. Their team offers Business Consulting and Staffing.
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UndisclosedUndisclosed10 - 49Chicago, IL
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MidwestHR, LLC is a PEO/Employee Leasing company. Located in Chicago, Illinois, the team specializes in PEO/Employee Leasing.
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UndisclosedUndisclosed50 - 249Houston, TX
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Employer Flexible is a PEO/Employee Leasing company. Their team is in Houston, Texas and specializes in PEO/Employee Leasing and HR Outsourcing.
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$1,000+Undisclosed1,000 - 9,999Dublin, CA
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HR Consulting company TriNet is based in Dublin, California and Irvine, California. Their services include HR Consulting and PEO/Employee Leasing.
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UndisclosedUndisclosed10 - 49Tulsa, OK
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Based in Tulsa, Oklahoma, Thrive PEO is a small PEO/Employee Leasing company. Their services include PEO/Employee Leasing.
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$1,000+< $25 / hr250 - 999West Des Moines, IA
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Aureon is a PEO/Employee Leasing company. They offer PEO/Employee Leasing and Call Center Services and were established in 1988. The company is headquartered in West Des Moines, Iowa.
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UndisclosedUndisclosed50 - 249Duluth, GA
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PEO Connection is a PEO/Employee Leasing company. Launched in 2017, the team specializes in PEO/Employee Leasing and Recruitment Process Outsourcing.
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UndisclosedUndisclosed50 - 249Northbrook, IL
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Amplify HR Management is a PEO/Employee Leasing company. They focus on PEO/Employee Leasing and Employer of Record (EOR) Services and were launched in 2017. The company is in Northbrook, Illinois.
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UndisclosedUndisclosed50 - 249San Diego, CA
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SecureCheck360 is a PEO/Employee Leasing and HR Outsourcing company. The firm is in San Diego, California. Their services include PEO/Employee Leasing and HR Outsourcing.
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UndisclosedUndisclosed2 - 9Brooklyn, NY
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ForwardPEO is a small Brooklyn, New York-based PEO/Employee Leasing company. The team focuses on PEO/Employee Leasing and HR Consulting.
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UndisclosedUndisclosed2 - 9Dallas, TX
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Market Research company BusinessFormation.io offers Market Research and Corporate Law. They are located in Dallas, Texas and Miami, Florida.
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$1,000+$25 - $49 / hr10 - 49Marlborough, MA
Services provided
Commas Network is a PEO/Employee Leasing company founded in 2023. Their services include PEO/Employee Leasing.
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UndisclosedUndisclosed2 - 9Apopka, FL
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Accounting company Merritt Business Solutions was founded in 2017. The company provides Accounting and PEO/Employee Leasing, and is small.
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UndisclosedUndisclosed50 - 249Walnut Creek, CA
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Aspen HR is an Accounting company. Their midsize team is located in Walnut Creek, California and Chicago, Illinois. Their services include Accounting and PEO/Employee Leasing.
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UndisclosedUndisclosed50 - 249Key Biscayne, FL
Services provided
See all 1 projectsNir-Yu offers PEO and Employee Leasing services, focusing on HR Outsourcing to enhance company teams by providing vetted staff for both short and long-term goals. Reviews highlight Nir-Yu's exceptional service, competitive pricing, and seamless integration of remote employees, ensuring alignment with client objectives and fostering a cohesive team environment.
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UndisclosedUndisclosed50 - 249Irmo, SC
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Guhroo is a PEO/Employee Leasing company. Located in Irmo, South Carolina, the company offers PEO/Employee Leasing and HR Outsourcing.
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UndisclosedUndisclosed10 - 49The Woodlands, TX
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See all 6 projectsCornerstone Global HR is a Professional Employer Organization specializing in Employer of Record services in the U.S. They are highly regarded for their superior customer support and rapid response times. Reviewers consistently highlight their competitive pricing, with 100% positive feedback emphasizing their exceptional partnership and proactive management in delivering HR Outsourcing and Employee Leasing solutions.
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UndisclosedUndisclosed50 - 249Bethesda, MD
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XcelHR is a midsize HR Consulting company in Bethesda, Maryland. Their services include HR Consulting and PEO/Employee Leasing.
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UndisclosedUndisclosed250 - 999New York, NY
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TechnoSphere, Inc. Is a New York, New York-based HR Consulting company. Established in 1994, the team focuses on HR Consulting and Staffing.
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UndisclosedUndisclosed10 - 49Cambridge, MA
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Rise92, an IT staff augmentation company, was launched in 2026. The firm focuses on IT staff augmentation and Recruiting, and is small.
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$1,000+$100 - $149 / hr10 - 49Lehi, UT
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Founded in 2013, IsoTalent is a small Lehi, Utah-based Recruiting company. Their team offers Recruiting and PEO/Employee Leasing.
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$10,000+$25 - $49 / hr50 - 249Chandler, AZ
Services provided
See all 1 projectsHyparz specializes in creating websites and apps, enhancing customer engagement through marketing, and providing backend support with technologies like Angular and Python. Reviews highlight their efficiency, cost-effectiveness, and punctuality, making them a reliable partner for digital business solutions. Clients value Hyparz for enabling them to focus on core business activities without the need for in-house development resources.
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$10,000+$25 - $49 / hr250 - 999Austin, TX
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SourceCycle - Revolutionizing Healthcare Outsourcing, a Staffing company, was launched in 2009. In Austin, Texas, the team provides Staffing and PEO/Employee Leasing.
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UndisclosedUndisclosed10 - 49Cincinnati, OH
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Accounting company IronRoad is based in Cincinnati, Ohio and Powell, Ohio. They focus on Accounting and PEO/Employee Leasing and were founded in 1992.
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UndisclosedUndisclosed10 - 49San Jose, CA
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NNRoad is a Recruiting company established in 2015. The small team specializes in Recruiting and HR Consulting.
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UndisclosedUndisclosed2 - 9Knoxville, TN
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Marvel HR is a small PEO/Employee Leasing company established in 2015. Their services include PEO/Employee Leasing and HR Outsourcing.
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$5,000+Undisclosed10 - 49Nolensville, TN
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See all 2 projectsAspirock is a consulting firm specializing in resource outsourcing and visa consultation services. Reviews indicate 100% positive feedback, highlighting their efficiency and smooth handling in visa processing, with clients noting significant improvements in onboarding experiences and compliance. Clients appreciate their effective project management and communication skills.
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UndisclosedUndisclosed50 - 249Santa Clara, CA
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SoloPoint Solutions is a Staffing company established in 2006. Their services include Staffing and Recruiting.
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List of the Top 14 United States Global Employment Solutions and PEO Companies
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UndisclosedUndisclosed50 - 249Irvine, CA
Ability to deliver
31.6/40.016.6/20 Reviews9.4/10 Clients & Experience5.6/10 Market PresenceService focus
30% PEO/Employee Leasing70% Other -
$1,000+$50 - $99 / hr2 - 9San Diego, CA
Ability to deliver
30.6/40.017.6/20 Reviews4.7/10 Clients & Experience8.2/10 Market PresenceService focus
10% PEO/Employee Leasing90% Other -
$1,000+Undisclosed2 - 9Indianapolis, IN
Ability to deliver
24/40.016.2/20 Reviews1.8/10 Clients & Experience6/10 Market PresenceService focus
100% PEO/Employee Leasing -
UndisclosedUndisclosed50 - 249Schaumburg, IL
Ability to deliver
22.7/40.016.2/20 Reviews0.7/10 Clients & Experience5.7/10 Market PresenceService focus
100% PEO/Employee Leasing -
Undisclosed$150 - $199 / hr2 - 9Baton Rouge, LA
Ability to deliver
25.7/40.016.2/20 Reviews5.5/10 Clients & Experience4/10 Market PresenceService focus
20% PEO/Employee Leasing80% Other -
$1,000+$150 - $199 / hr10 - 49Melville, NY
Ability to deliver
23.9/40.016.2/20 Reviews2.9/10 Clients & Experience4.8/10 Market PresenceService focus
30% PEO/Employee Leasing70% Other -
$5,000+$200 - $300 / hr10 - 49Lynbrook, NY
Ability to deliver
23.6/40.016.2/20 Reviews1.7/10 Clients & Experience5.7/10 Market PresenceService focus
13% PEO/Employee Leasing87% Other -
UndisclosedUndisclosed2 - 9San Jose, CA
Ability to deliver
18.5/40.016.2/20 Reviews2.3/10 Clients & Experience0/10 Market PresenceService focus
75% PEO/Employee Leasing25% Other -
$5,000+$25 - $49 / hr50 - 249Middletown, DE
Ability to deliver
22.4/40.017.8/20 Reviews0/10 Clients & Experience4.6/10 Market PresenceService focus
10% PEO/Employee Leasing90% Other -
$1,000+< $25 / hr10 - 49Truckee, CA
Ability to deliver
20.4/40.016.4/20 Reviews0/10 Clients & Experience4/10 Market PresenceService focus
30% PEO/Employee Leasing70% Other -
$1,000+$25 - $49 / hr10 - 49Red Hook, NY
Ability to deliver
16.2/40.016.2/20 Reviews0/10 Clients & Experience0/10 Market PresenceService focus
50% PEO/Employee Leasing50% Other -
$1,000+$25 - $49 / hr10 - 49Lake Worth, FL
Ability to deliver
15.6/40.015.6/20 Reviews0/10 Clients & Experience0/10 Market PresenceService focus
50% PEO/Employee Leasing50% Other -
$1,000+$25 - $49 / hr2 - 9East Windsor, NJ
Ability to deliver
14.6/40.014.6/20 Reviews0/10 Clients & Experience0/10 Market PresenceService focus
50% PEO/Employee Leasing50% Other -
$1,000+$25 - $49 / hr250 - 999Louisville, KY
Ability to deliver
14.6/40.014.6/20 Reviews0/10 Clients & Experience0/10 Market PresenceService focus
20% PEO/Employee Leasing80% Other -
UndisclosedUndisclosed250 - 999San Francisco, CA
Ability to deliver
6.8/40.00/20 Reviews0/10 Clients & Experience6.8/10 Market PresenceService focus
45% PEO/Employee Leasing55% Other -
UndisclosedUndisclosed50 - 249New York, NY
Ability to deliver
6.7/40.00/20 Reviews1.2/10 Clients & Experience5.5/10 Market PresenceService focus
70% PEO/Employee Leasing30% Other -
$25,000+$300+ / hr50 - 249Chantilly, VA
Ability to deliver
5.9/40.00/20 Reviews0.6/10 Clients & Experience5.3/10 Market PresenceService focus
50% PEO/Employee Leasing50% Other -
UndisclosedUndisclosed50 - 249Sandy, UT
Ability to deliver
9.6/40.00/20 Reviews4/10 Clients & Experience5.6/10 Market PresenceService focus
10% PEO/Employee Leasing90% Other -
UndisclosedUndisclosed10 - 49Chicago, IL
Ability to deliver
5.6/40.00/20 Reviews0/10 Clients & Experience5.6/10 Market PresenceService focus
100% PEO/Employee Leasing -
UndisclosedUndisclosed50 - 249Houston, TX
Ability to deliver
5.6/40.00/20 Reviews0/10 Clients & Experience5.6/10 Market PresenceService focus
80% PEO/Employee Leasing20% Other -
$1,000+Undisclosed1,000 - 9,999Dublin, CA
Ability to deliver
6.6/40.00/20 Reviews0.6/10 Clients & Experience6/10 Market PresenceService focus
20% PEO/Employee Leasing80% Other -
Undisclosed$100 - $149 / hr50 - 249Roselle, IL
Ability to deliver
21.2/40.016.6/20 Reviews0/10 Clients & Experience4.6/10 Market PresenceService focus
15% PEO/Employee Leasing85% Other -
UndisclosedUndisclosed10 - 49Tulsa, OK
Ability to deliver
5.5/40.00/20 Reviews0.6/10 Clients & Experience4.9/10 Market PresenceService focus
100% PEO/Employee Leasing -
$1,000+< $25 / hr250 - 999West Des Moines, IA
Ability to deliver
5.8/40.00/20 Reviews0/10 Clients & Experience5.8/10 Market PresenceService focus
30% PEO/Employee Leasing70% Other -
UndisclosedUndisclosed50 - 249Duluth, GA
Ability to deliver
5.3/40.00/20 Reviews0/10 Clients & Experience5.3/10 Market PresenceService focus
50% PEO/Employee Leasing50% Other -
UndisclosedUndisclosed50 - 249Northbrook, IL
Ability to deliver
5.3/40.00/20 Reviews0/10 Clients & Experience5.3/10 Market PresenceService focus
95% PEO/Employee Leasing5% Other -
UndisclosedUndisclosed50 - 249San Diego, CA
Ability to deliver
5.2/40.00/20 Reviews0/10 Clients & Experience5.2/10 Market PresenceService focus
50% PEO/Employee Leasing50% Other -
UndisclosedUndisclosed2 - 9Brooklyn, NY
Ability to deliver
4.6/40.00/20 Reviews0/10 Clients & Experience4.6/10 Market PresenceService focus
90% PEO/Employee Leasing10% Other -
UndisclosedUndisclosed2 - 9Dallas, TX
Ability to deliver
7.5/40.00/20 Reviews0/10 Clients & Experience7.5/10 Market PresenceService focus
25% PEO/Employee Leasing75% Other
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U.S. PEO Services FAQs
U.S.-based PEO firms bring on-the-ground expertise in federal, state, and local employment laws, including ACA compliance, workers’ compensation, unemployment insurance, and evolving paid leave rules. A domestic team also simplifies multi-state payroll for distributed workforces and aligns with North American business hours for faster support. Many U.S. providers hold ESAC accreditation or IRS Certified PEO (CPEO) status, which adds compliance rigor and financial assurance.
Beyond compliance, leading agencies leverage national benefits buying power to negotiate competitive health plans, 401(k) options, and ancillary benefits—often hard to access for smaller employers. If you’re scaling nationally or hiring across states, a US-based partner reduces risk and administrative overhead compared to piecing together multiple HR outsourcing companies.
Based on Clutch’s recent data, pricing typically follows one of these two models:
- Per-employee, per-month (PEPM): About $79 – $179+ per employee, depending on headcount, industry risk, benefits, and service scope.
- Percentage of payroll: Roughly 2% – 6% of gross payroll for common scenarios; complex or high-risk roles may cost more.
The cost is generally driven by these factors:
- Benefits selection (medical, dental, vision, HSA/FSA, 401(k))
- Workers’ comp class codes and claims history
- Multi-state payroll complexity and compliance requirements
- Add-ons like HRIS integrations, advanced analytics, or on-site HR
Tip: Request an itemized quote that breaks out admin fees, taxes, and pass-through costs so you can compare PEO services apples-to-apples.
Most PEOs support a broad range of sectors, with deep expertise in:
- Technology and venture-backed startups — multi-state remote teams, rapid scaling
- Healthcare and medical practices — credentialing, clinical roles, shift differentials
- Construction, manufacturing, and logistics — safety programs, workers’ comp
- Hospitality, retail, and ecommerce — hourly labor, seasonal staffing
- Professional services and agencies — exempt/nonexempt mix, multi-state payroll
- Nonprofit and education — grant reporting, volunteer/part-time labor
When reviewing candidates, look for use cases and case studies that mirror your headcount, roles, and compliance profile.
Be thorough when vetting potential partners on Clutch and follow these six key steps:
- Confirm accreditation and assurance – ESAC accreditation, IRS CPEO status, SOC 2 reports, and strong financials.
- Match your operating profile – Multi-state coverage, union or prevailing wage experience if applicable, and industry-aligned safety/compliance programs.
- Evaluate the tech stack – An intuitive HRIS for onboarding, payroll, time tracking, benefits enrollment, and integrations with your ATS/accounting tools.
- Understand the service model – Dedicated HRBP vs. pooled support, SLAs, escalation paths, and implementation timeline.
- Compare total cost – Transparent admin fees, taxes, and pass-throughs. Ask for sample invoices.
- Check references – Prior clients of similar size and industry, plus measurable outcomes.
If you only need limited support (e.g., payroll without co-employment), ask whether the provider offers an ASO model instead of full professional employer organization services.
- Vague or bundled pricing with no itemized breakdown of taxes, fees, and benefits costs
- Long lock-in terms with steep termination fees or unclear offboarding steps
- No ESAC accreditation, no IRS CPEO status, or reluctance to share compliance documentation
- Limited multi-state expertise or weak guidance on complex jurisdictions
- Outdated HRIS with poor reporting and few integrations
- One-size-fits-all policies that don’t account for your roles, risk profile, or growth plans
- Minimal implementation support and unclear points of contact post-launch
If a provider downplays co-employment responsibilities or can’t clearly explain how risk and liability are shared, proceed with caution.