Top PPC Companies in the United States
Pay-per-click advertising is one of the only marketing channels where you can prove ROI down to the keyword, audience, and creative — but only if the campaigns are built and managed well. The strongest U.S. PPC agencies combine platform certifications (Google Ads, Microsoft, Meta, LinkedIn, TikTok) with the analytical chops to actually optimize: bid strategy, audience structure, creative testing, landing page alignment, and attribution.
Whether you need to launch a paid program from scratch, fix a campaign that's leaking budget, or scale a profitable program into new channels, the right U.S. PPC partner can compress the learning curve and put real money behind decisions that compound. Clutch helps you compare top U.S. PPC companies through verified client reviews, service breakdowns, and pricing data. Filter by budget, industry, and platforms, and explore related directories:
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Featured
What are Featured Providers?
$1,000+$100 - $149 / hr50 - 249Serves United StatesServices provided
See all 402 projectsKlientBoost is a digital advertising agency specializing in Pay-Per-Click Advertising, including Google Ads and Search Engine Marketing. Reviews highlight their expertise in optimizing Campaigns to enhance lead generation and conversion rates. With a 100% positive feedback rate, clients commend their data-driven strategies and exceptional project management, resulting in consistent growth and reduced cost per acquisition. Their collaborative and responsive approach fosters strong client relationships.
$5,000+$150 - $199 / hr50 - 249Serves United StatesServices provided
See all 365 projectsDisruptive Advertising is a digital marketing agency specializing in Pay-Per-Click advertising, Google Ads, and Search Engine Marketing. Their reviews show a 90% positive feedback rate, highlighting their expertise in optimizing PPC campaigns and enhancing ROI. Clients appreciate their personalized approach, strategic insights, and reliable communication, though some large-budget clients reported dissatisfaction with campaign execution and cost management.
$5,000+$150 - $199 / hr10 - 49Serves United StatesServices provided
See all 49 projectsATRA is a digital advertising agency specializing in Pay-Per-Click (PPC) services, optimizing Google Ads, and other online ad campaigns. Based on customer feedback, 100% of reviewers highlight their effective PPC strategies and impressive project management. ATRA consistently delivers significant increases in lead generation, conversion rates, and web traffic, with 91% of clients expressing satisfaction with their transparency and communication.
$1,000+$100 - $149 / hr50 - 249Serves United StatesServices provided
See all 81 projectsBlack Propeller is a Pay-Per-Click advertising agency specializing in Google Ads and paid search services. The agency is praised for its strong communication, timely delivery, and expertise in PPC management, as noted by over 70% of reviewers. While most clients report positive experiences, citing successful ad spend management and effective strategy implementation, about 20% highlight concerns regarding communication and project execution.
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Undisclosed$100 - $149 / hrFreelancerProvo, UT
Services provided
Soto Professional Services is a Content Marketing company. Their team is in Provo, Utah. The agency specializes in Content Marketing and Pay Per Click.
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$1,000+$100 - $149 / hrFreelancerNew Orleans, LA
Services provided
Established in 2021, Meet My Market is a social media marketing agency. Headquartered in New Orleans, Louisiana, the team offers Social Media Marketing and Pay Per Click.
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Featured
What are Featured Providers?
$1,000+$100 - $149 / hr50 - 249Serves United StatesServices provided
See all 402 projectsKlientBoost is a digital advertising agency specializing in Pay-Per-Click Advertising, including Google Ads and Search Engine Marketing. Reviews highlight their expertise in optimizing Campaigns to enhance lead generation and conversion rates. With a 100% positive feedback rate, clients commend their data-driven strategies and exceptional project management, resulting in consistent growth and reduced cost per acquisition. Their collaborative and responsive approach fosters strong client relationships.
$5,000+$50 - $99 / hr2 - 9Serves United StatesServices provided
See all 7 projectsPPC Force is a highly regarded agency specializing in Pay-Per-Click Advertising, providing expert services in managing Google Ads and other digital advertising platforms. Across reviews, 100% of clients commend their responsiveness and timely delivery, with 80% highlighting their deep industry knowledge and alignment with company values. Their ability to enhance lead quality and reduce cost per acquisition is a consistent theme.
$10,000+$150 - $199 / hr10 - 49Serves United StatesServices provided
See all 25 projectsGatorworks is a digital advertising agency specializing in Pay-Per-Click Advertising and Search Engine Marketing. Clients highlight their efficiency and responsiveness, with 100% noting timely delivery and proactive communication. Additionally, 50% of reviewers emphasize Gatorworks' client-centric approach and innovative solutions, contributing to improved digital performance and client satisfaction.
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$5,000+$100 - $149 / hr10 - 49North Miami Beach, FL
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Simplio Web Studio is a North Miami Beach, Florida-based e-commerce development firm. Established in 2012, the team specializes in E-Commerce Development and Web Design.
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$1,000+$100 - $149 / hrFreelancerWeymouth, MA
Services provided
Roaring Fork Marketing LLC is a small SEO agency launched in 2023. Their services include Search Engine Optimization and Fractional CMO Services.
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UndisclosedUndisclosed50 - 249Santa Clara, CA
Services provided
WebCaptive Inc is a Santa Clara, California-based SEO company. The team provides Search Engine Optimization and Social Media Marketing.
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$250,000+$300+ / hrFreelancerTuscaloosa, AL
Services provided
Paris Vega Media is a Tuscaloosa, Alabama-based Digital Strategy company. Launched in 2006, the team focuses on Digital Strategy and Pay Per Click.
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$5,000+$25 - $49 / hr2 - 9Houston, TX
Services provided
Digital Rhyno is a small pay per click company headquartered in Houston, Texas. Their services include Pay Per Click and Social Media Marketing.
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$5,000+$100 - $149 / hr2 - 9Dallas, GA
Services provided
Oak Radius Digital Marketing, a pay per click agency, focuses on Pay Per Click and Marketing Strategy. The agency is headquartered in Dallas, Georgia.
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UndisclosedUndisclosed2 - 9Plaistow, NH
Services provided
Crooked Fence Marketing is an Advertising company. Founded in 2017, the company offers Advertising and Email Marketing.
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$1,000+$150 - $199 / hr2 - 9La Verne, CA
Services provided
Revved Digital, a web design agency, was established in 2018. Located in La Verne, California, the team focuses on Web Design and Conversion Optimization.
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$1,000+< $25 / hr2 - 9Orlando, FL
Services provided
Diesel Branding, a web design agency, is in Orlando, Florida. Established in 2016, the team provides Web Design and Search Engine Optimization.
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$1,000+$50 - $99 / hr2 - 9Owasso, OK
Services provided
Full Share Marketing is a Market Research company established in 2020. Their team provides Market Research and Branding.
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$1,000+$100 - $149 / hr2 - 9Miami, FL
Services provided
Doug Fir Marketing is an Advertising company. They specialize in Advertising and Social Media Marketing and were launched in 2021.
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$1,000+$50 - $99 / hr2 - 9Colorado Springs, CO
Services provided
SEO services firm Iron Oak Marketing was established in 2021. The company focuses on Search Engine Optimization and Pay Per Click, and is small.
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$1,000+Undisclosed2 - 9Marlborough, MA
Services provided
Alphar Marketing, a web design company, was founded in 2021. They provides Web Design and Web Development.
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$1,000+$100 - $149 / hr2 - 9Blacklick, OH
Services provided
Digital Strategy company WolfeDen Marketing provides Digital Strategy and Conversion Optimization. They were founded in 2023.
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$1,000+$50 - $99 / hr2 - 9Hurst, TX
Services provided
Digital Media Agency, a Digital Strategy company, was founded in 2023. The team focuses on Digital Strategy and Pay Per Click.
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$1,000+$100 - $149 / hr2 - 9Londonderry, NH
Services provided
Launched in 2023, BybDGTL is a small Londonderry, New Hampshire-based Digital Strategy company. Their services include Digital Strategy and Social Media Marketing.
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$1,000+$150 - $199 / hr2 - 9Sonora, CA
Services provided
Small social media marketing firm Sprightly Marketing LLC, is in Sonora, California. The team offers Social Media Marketing and Search Engine Optimization.
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Undisclosed$50 - $99 / hr2 - 9Rockwall, TX
Services provided
See all 1 projectsPeax Media specializes in PPC services, focusing on enhancing lead generation and optimizing Cost Per Click through platforms like Google Ads and Facebook. Clients commend their exceptional customer service, effective project management, and significant business growth, as evidenced by a tripling of leads and heightened brand recognition. Their alignment with client values and budget-friendly pricing further distinguishes their services.
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UndisclosedUndisclosed2 - 9San Diego, CA
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Digital Vision Agency is a small social media marketing agency based in San Diego, California. The team provides Social Media Marketing and Conversion Optimization.
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$1,000+$100 - $149 / hr2 - 9Charleston, SC
Services provided
Gracely Marketing is a small Charleston, South Carolina-based Digital Strategy company. Their services include Digital Strategy and Social Media Marketing.
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$1,000+$150 - $199 / hr2 - 9Birmingham, AL
Services provided
Launched in 2019, Word of Host is a small SEO agency. Their team specializes in Search Engine Optimization and Pay Per Click.
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$5,000+$100 - $149 / hr2 - 9Hollywood, FL
Services provided
Beach House Agency is a branding agency. The team provides Branding and Pay Per Click, and the firm is based in Hollywood, Florida.
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$1,000+$25 - $49 / hr2 - 9Chesapeake, VA
Services provided
Founded in 2023, Trend Lift is a small social media marketing firm located in Chesapeake, Virginia. Their team provides Social Media Marketing and Search Engine Optimization.
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$10,000+Undisclosed2 - 9Denver, CO
Services provided
Voth Agency is an Advertising company. Headquartered in Denver, Colorado, the firm was launched in 2021. Their services include Advertising and Pay Per Click.
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UndisclosedUndisclosed2 - 9Charleston, SC
Services provided
Charleston SEO is a SEO services firm. Established in 2021, the firm is in Charleston, South Carolina. Their services include Search Engine Optimization and Conversion Optimization.
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$5,000+$50 - $99 / hr2 - 9Lafayette, LA
Services provided
TriLux Digital is a social media marketing company. The team specializes in Social Media Marketing and Content Marketing, and the firm is headquartered in Lafayette, Louisiana.
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$1,000+$100 - $149 / hr2 - 9Seattle, WA
Services provided
Laurelhurst Digital, a Digital Strategy company, is located in Seattle, Washington. Launched in 2022, the team focuses on Digital Strategy and Social Media Marketing.
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$5,000+Undisclosed2 - 9Land O' Lakes, FL
Services provided
Crafted Media Lab is a social media marketing firm founded in 2024. Their team offers Social Media Marketing and Search Engine Optimization.
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UndisclosedUndisclosed2 - 9San Jose, CA
Services provided
DevZev is a social media marketing agency. Their team is located in San Jose, California. The agency provides Social Media Marketing and Content Marketing.
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$5,000+Undisclosed2 - 9Spokane, WA
Services provided
Branophia is a SEO agency founded in 2024. The small team focuses on Search Engine Optimization and Pay Per Click.
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$1,000+$100 - $149 / hr2 - 9Voorhees Township, NJ
Services provided
Founded in 2019, Quantum Advertising is a social media marketing agency. The team focuses on Social Media Marketing and Email Marketing and is in Voorhees Township, New Jersey.
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UndisclosedUndisclosed2 - 9Pittsfield, MA
Services provided
Action Web CO, a small SEO services firm, is in Pittsfield, Massachusetts. The team focuses on Search Engine Optimization and Pay Per Click.
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Undisclosed$50 - $99 / hr2 - 9Westbury, NY
Services provided
Based in Westbury, New York, Oliveira Marketing is a small branding firm. Their services include Branding and Social Media Marketing.
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$1,000+Undisclosed2 - 9Los Angeles, CA
Services provided
Branding company Slog Design, LLC is based in Los Angeles, California. They offer Branding and Search Engine Optimization and were founded in 2023.
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UndisclosedUndisclosed2 - 9Fairland, IN
Services provided
Made 4U Marketing is a social media marketing company. They are located in Fairland, Indiana, and their services include Social Media Marketing and Search Engine Optimization.
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$1,000+Undisclosed2 - 9Austin, TX
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Social media marketing firm Insync Networking is in Austin, Texas. Founded in 2018, the team focuses on Social Media Marketing and Content Marketing.
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$1,000+$25 - $49 / hr2 - 9Sheridan, WY
Services provided
Founded in 2025, NetOps Tech is a small social media marketing firm. Their services include Social Media Marketing and Email Marketing.
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Undisclosed$25 - $49 / hr2 - 9Sheridan, WY
Services provided
Grafads Amazon Agency is a Marketing Strategy company. The Sheridan, Wyoming-based company was launched in 2023. Their team provides Marketing Strategy and Media Planning & Buying.
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$1,000+< $25 / hr2 - 9Middletown, DE
Services provided
IRH Global is a small Middletown, Delaware-based social media marketing agency. The team offers Social Media Marketing and Content Marketing.
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$1,000+$25 - $49 / hr2 - 9Austin, TX
Services provided
Advertising company Brandeonix specializes in Advertising and Branding. They are located in Austin, Texas.
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$1,000+$100 - $149 / hr2 - 9Andover, MA
Services provided
PixelCove is a small Andover, Massachusetts-based SEO services firm. The team offers Search Engine Optimization and Web Design.
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$1,000+$100 - $149 / hr2 - 9Madison, CT
Services provided
Medical Marketing Firm is a pay per click agency founded in 2024. The team specializes in Pay Per Click and Search Engine Optimization and is located in Madison, Connecticut.
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UndisclosedUndisclosed2 - 9St. Petersburg, FL
Services provided
Pinellas Media is a SEO company. Launched in 2025, the agency is located in St. Petersburg, Florida. Their services include Search Engine Optimization and Social Media Marketing.
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$1,000+Undisclosed2 - 9Exeter, NH
Services provided
Established in 2026, Seacoast Lead Lab is a Demand Generation Marketing company. Based in Exeter, New Hampshire, the team specializes in Demand Generation Marketing and Search Engine Optimization.
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UndisclosedUndisclosed2 - 9Aspen, CO
Services provided
Digital Marketing Aspen is a SEO company. The team is in Aspen, Colorado, and their services include Search Engine Optimization and Web Design.
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$1,000+$25 - $49 / hr2 - 9Sheridan, WY
Services provided
KASH Technologies LLC is a SEO company. Their team is in Sheridan, Wyoming and specializes in Search Engine Optimization and Pay Per Click.
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UndisclosedUndisclosed10 - 49Long Beach, CA
Services provided
Aegis Marketing Solutions, a PPC company, is located in Long Beach, California. The team offers Pay Per Click and Search Engine Optimization.
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UndisclosedUndisclosed2 - 9Los Angeles, CA
Services provided
Small web design company SheTech, is based in Los Angeles, California. The team focuses on Web Design and Web Development.
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List of the Best U.S. Pay Per Click Agencies and PPC Management Companies
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$1,000+$100 - $149 / hr50 - 249Costa Mesa, CA
Ability to deliver
40/40.020/20 Reviews10/10 Clients & Experience10/10 Market PresenceService focus
60% Pay Per Click40% Other -
$5,000+$150 - $199 / hr50 - 249Pleasant Grove, UT
Ability to deliver
40/40.020/20 Reviews10/10 Clients & Experience10/10 Market PresenceService focus
50% Pay Per Click50% Other -
$1,000+$100 - $149 / hr50 - 249Woodmere, NY
Ability to deliver
39.7/40.020/20 Reviews10/10 Clients & Experience9.7/10 Market PresenceService focus
60% Pay Per Click40% Other -
$1,000+$100 - $149 / hr50 - 249Los Angeles, CA
Ability to deliver
39.7/40.020/20 Reviews10/10 Clients & Experience9.7/10 Market PresenceService focus
50% Pay Per Click50% Other -
$5,000+$150 - $199 / hr10 - 49Tempe, AZ
Ability to deliver
39.3/40.020/20 Reviews10/10 Clients & Experience9.3/10 Market PresenceService focus
90% Pay Per Click10% Other -
$1,000+$100 - $149 / hr50 - 249Bel Air, MD
Ability to deliver
39.3/40.020/20 Reviews10/10 Clients & Experience9.3/10 Market PresenceService focus
50% Pay Per Click50% Other -
$10,000+$100 - $149 / hr50 - 249Culver City, CA
Ability to deliver
39.2/40.020/20 Reviews10/10 Clients & Experience9.2/10 Market PresenceService focus
60% Pay Per Click40% Other -
$1,000+$150 - $199 / hr10 - 49New York, NY
Ability to deliver
39/40.020/20 Reviews9.6/10 Clients & Experience9.5/10 Market PresenceService focus
80% Pay Per Click20% Other -
$5,000+$100 - $149 / hr50 - 249Huntington, NY
Ability to deliver
38.9/40.019.4/20 Reviews10/10 Clients & Experience9.5/10 Market PresenceService focus
60% Pay Per Click40% Other -
$1,000+$100 - $149 / hr250 - 999Paramus, NJ
Ability to deliver
40/40.020/20 Reviews10/10 Clients & Experience10/10 Market PresenceService focus
30% Pay Per Click70% Other -
$1,000+Undisclosed250 - 999Colorado Springs, CO
Ability to deliver
40/40.020/20 Reviews10/10 Clients & Experience10/10 Market PresenceService focus
30% Pay Per Click70% Other -
$1,000+$25 - $49 / hr250 - 999Arlington Heights, IL
Ability to deliver
39.6/40.020/20 Reviews10/10 Clients & Experience9.6/10 Market PresenceService focus
30% Pay Per Click70% Other -
$1,000+$100 - $149 / hr10 - 49Fort Wayne, IN
Ability to deliver
37.7/40.020/20 Reviews10/10 Clients & Experience7.7/10 Market PresenceService focus
100% Pay Per Click -
$5,000+$50 - $99 / hr10 - 49New York, NY
Ability to deliver
37.3/40.019.8/20 Reviews10/10 Clients & Experience7.5/10 Market PresenceService focus
70% Pay Per Click30% Other -
$1,000+$50 - $99 / hr50 - 249Tenafly, NJ
Ability to deliver
37/40.017.4/20 Reviews10/10 Clients & Experience9.6/10 Market PresenceService focus
50% Pay Per Click50% Other -
$1,000+$150 - $199 / hr250 - 999Copley, OH
Ability to deliver
39.9/40.020/20 Reviews10/10 Clients & Experience9.9/10 Market PresenceService focus
25% Pay Per Click75% Other -
$1,000+$100 - $149 / hr2 - 9Oakbrook Terrace, IL
Ability to deliver
36.6/40.017/20 Reviews10/10 Clients & Experience9.6/10 Market PresenceService focus
80% Pay Per Click20% Other -
$5,000+$50 - $99 / hr50 - 249Hoffman Estates, IL
Ability to deliver
36.5/40.020/20 Reviews10/10 Clients & Experience6.5/10 Market PresenceService focus
65% Pay Per Click35% Other -
$5,000+$200 - $300 / hr50 - 249Chicago, IL
Ability to deliver
37.5/40.019/20 Reviews10/10 Clients & Experience8.5/10 Market PresenceService focus
45% Pay Per Click55% Other -
$1,000+$100 - $149 / hr10 - 49Fort Worth, TX
Ability to deliver
36.1/40.017/20 Reviews9.4/10 Clients & Experience9.7/10 Market PresenceService focus
100% Pay Per Click -
$5,000+$100 - $149 / hr50 - 249Scottsdale, AZ
Ability to deliver
35.4/40.016.2/20 Reviews10/10 Clients & Experience9.2/10 Market PresenceService focus
100% Pay Per Click -
$1,000+$150 - $199 / hr10 - 49Kent, WA
Ability to deliver
35.4/40.016.8/20 Reviews10/10 Clients & Experience8.6/10 Market PresenceService focus
70% Pay Per Click30% Other -
$5,000+$150 - $199 / hr50 - 249Sandy, UT
Ability to deliver
34.9/40.017.2/20 Reviews10/10 Clients & Experience7.7/10 Market PresenceService focus
70% Pay Per Click30% Other -
$5,000+Undisclosed10 - 49Milwaukee, WI
Ability to deliver
34.8/40.017.6/20 Reviews10/10 Clients & Experience7.2/10 Market PresenceService focus
60% Pay Per Click40% Other -
$1,000+$50 - $99 / hr10 - 49Sheridan, WY
Ability to deliver
34.3/40.016.4/20 Reviews7.9/10 Clients & Experience10/10 Market PresenceService focus
60% Pay Per Click40% Other -
$1,000+$100 - $149 / hr50 - 249San Diego, CA
Ability to deliver
34.2/40.016.2/20 Reviews10/10 Clients & Experience8/10 Market PresenceService focus
90% Pay Per Click10% Other -
$1,000+$100 - $149 / hr2 - 9Denver, CO
Ability to deliver
35.9/40.017/20 Reviews10/10 Clients & Experience8.9/10 Market PresenceService focus
60% Pay Per Click40% Other -
$5,000+Undisclosed10 - 49Los Angeles, CA
Ability to deliver
34/40.017.4/20 Reviews10/10 Clients & Experience6.6/10 Market PresenceService focus
100% Pay Per Click -
$1,000+$50 - $99 / hr2 - 9Albany, NY
Ability to deliver
33.8/40.017.2/20 Reviews10/10 Clients & Experience6.6/10 Market PresenceService focus
70% Pay Per Click30% Other -
$5,000+Undisclosed2 - 9Carlsbad, CA
Ability to deliver
33.8/40.015.8/20 Reviews9.1/10 Clients & Experience8.9/10 Market PresenceService focus
100% Pay Per Click
U.S. PPC Services FAQs
A U.S.-based PPC agency typically owns end-to-end paid campaign performance across one or more channels:
- Strategy and account structure – campaign architecture, audience targeting, budget allocation across platforms
- Creative and copy – ad copy variants, creative testing frameworks, landing page recommendations
- Bidding and optimization – bid strategy selection, negative keyword management, search term mining
- Tracking and measurement: conversion tracking implementation, integration with CRM or analytics
- Reporting and iteration – performance reviews, A/B test results, recommendations for the next cycle
Most agencies specialize by channel — paid search (Google/Microsoft), paid social (Meta/LinkedIn/TikTok), or programmatic display. Some are full-funnel; others are single-platform shops with deep certification depth.
Every business or organization has its own unique needs and goals; be sure to thoroughly assess your company before considering. Typical signs that you need an outsourced team are:
- You're spending less than $50,000 – $100,000 per month — that's typically below the threshold where a dedicated in-house specialist makes financial sense
- You need expertise across multiple platforms, and one in-house person can't be deep in all of them
- You're moving fast (new launch, new market) and don't have time to hire and ramp internally
- Your in-house team is a generalist, and a specialist would compress months of trial and error
On the other hand, it’s recommended to build in-house when:
- You're spending more than $250,000 per month, and the agency margin starts to outweigh hiring costs
- The product or category is unusual enough that platform expertise matters less than category context
- You need PPC to integrate tightly with product or lifecycle systems, and an external team can't access easily
Additionally, many companies run a hybrid: agency-led on net-new platforms or campaigns, in-house on mature ones.
Based on Clutch pricing data, U.S.-based PPC agencies typically charge in one of three structures:
- Percentage of media spend — typically 10–20% of monthly ad budget, with declining percentages at higher spend tiers
- Flat monthly retainer — typically $2,500 – $15,000 per month for SMB and mid-market accounts; $15,000 – $50,000+ for enterprise
- Performance-based — less common; usually a base fee plus a percentage of attributed revenue or qualified leads
Most agencies have a minimum monthly fee ($2,000 – $5,000) regardless of spend. Confirm in advance whether ad spend is paid through the agency or directly to the platform — that affects cash flow and fee math.
Outline your project’s requirements, then go to Clutch and narrow your options by filtering through their platform certifications and specialization, vertical experience, and reporting transparency:
- Certifications matter (Google Premier Partner, Meta Business Partner, etc.), but they're a floor, not a ceiling — most reputable agencies have them.
- Vertical experience matters more than people admit; B2B SaaS PPC is genuinely different from e-commerce PPC, and an agency that's lived in your space will get to optimization faster.
- Reporting transparency means the agency builds dashboards you control, not PDFs you wait for — and that you have direct access to the ad accounts, not view-only.
Also ask: who specifically manages your account day-to-day, what their certifications are, and how the agency handles account ownership at the end of the engagement. Reputable firms hand over the account fully.
- Account ownership in the agency's name. Your ad accounts should be in your business manager, with the agency granted access. Anyone who refuses this is holding your performance data hostage.
- Guaranteed CPA or ROAS. No reputable agency commits to specific performance numbers without first auditing your account, product, and competition. Anyone who does is selling you something.
- Vague reporting. Reputable agencies tie performance to specific campaigns, audiences, and creatives. Aggregate-only numbers ("ad spend up, leads up") are hiding underperformance.
- No conversion tracking discussion in pitch. Tracking is the foundation; agencies that don't lead with it are skipping the part that determines whether anything else matters.
- Pitch team disappears after signing. It's standard for senior people to attend pitches; ask explicitly whether they'll touch the day-to-day account.
Don’t ignore these warning signs, regardless of how exciting the fees or promises seem to be. Make sure to steer clear from any of these red flags.