Wallet System Dev for FinTech Company
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Mobile App Development UX/UI Design Web Development
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Financial Mobile App Development Android App Development iPhone iOS App Development Flutter
- $10,000 to $49,999
- May 2025 - Mar. 2026
- Quality
- 5.0
- Schedule
- 5.0
- Cost
- 5.0
- Willing to Refer
- 5.0
“Overall, the experience was very positive.”
- Financial services
- Madrid, Spain
- 11-50 Employees
- Online Review
- Verified
Virtuous Techlogic developed a wallet system for a fintech company. They integrated payment gateways, built a financial admin dashboard, and created merchant reporting tools.
Virtuous Techlogic improved the client's operational stability and transaction monitoring. The client also praised the team's project management and communication. They commended the team's technical execution and product thinking. Overall, the engagement was a success.
The client submitted this review online.
BACKGROUND
Please describe your company and position.
I am the Founder of Divilo
Describe what your company does in a single sentence.
We trusted ally in the world of payments! We are a Spanish B2B Fintech deeply rooted in our country and committed to providing you with the most innovative payment services, tailor-made for your business to boost your sales like never before. At Divilo, security is our top priority. We are regulated and backed by Banco de España, and we take pride in being the principal member of Visa in Spain. You can have full confidence in our platform to manage payments securely and efficiently. We understand that the payment moment can be crucial for your business and your customers, which is why we have simplified the process. With Divilo, we make sales transactions easier than ever, both for you and your customers. Discover the range of services we have specially created for you: Mobile Point of Sale (mPOS): Carry a virtual mPOS with you wherever you go, making payments easy anywhere. QR Payment: Simplify the payment process using QR codes, streamlining the customer experience. Pay by Link: Share payment links quickly and conveniently, without complications. E-commerce: Boost your online sales with our cutting-edge e-commerce solution. At Divilo, we welcome you to a world full of opportunities, both for you and your business. We are here to help you grow and thrive in the market, offering you state-of-the-art payment solutions and unparalleled service quality. Join the payment revolution with Divilo and take your business to the next level. We're here to make it happen!
OPPORTUNITY / CHALLENGE
What specific goals or objectives did you hire Virtuous Techlogic to accomplish?
- We wanted to strengthen our payment infrastructure and modernize several parts of our fintech ecosystem. One of the main objectives was building a reliable wallet system with secure transaction flows and better ledger balance logic for merchants using our platform. We also needed a scalable backend capable of supporting embedded finance APIs, payment gateway integrations, subscription billing features, and admin reporting tools. Another important requirement was improving the merchant experience across mobile POS, QR payments, payment links, and e-commerce payment workflows. Security and operational reliability were extremely important to us because we operate in a regulated payments environment in Spain.
SOLUTION
How did you find Virtuous Techlogic?
Online Search
Why did you select Virtuous Techlogic over others?
- Pricing fit our budget
- Great culture fit
- Good value for cost
- Company values aligned
How many teammates from Virtuous Techlogic were assigned to this project?
6-10 Employees
Describe the scope of work in detail. Please include a summary of key deliverables.
The scope was extensive and covered both customer-facing and operational systems. Virtuous Techlogic developed wallet-related functionality that allowed merchants to monitor balances, transaction history, settlements, and payment activity in real time. They implemented secure transaction flows with multiple payment gateway integrations and helped structure backend logic around wallet balances and ledger management. Their team also worked on embedded finance APIs that connected our internal systems with payment processing services and external financial tools. They integrated authentication and user verification workflows, including KYC-related onboarding logic where additional compliance checks were needed. On the operational side, they built a detailed admin dashboard for transaction monitoring, merchant management, reporting, dispute tracking, and subscription/payment management. The reporting side became much more organized after the new dashboard was introduced. For infrastructure, they used scalable backend architecture with Firebase and Supabase integrations for authentication, database synchronization, cloud storage, notifications, and API handling. They also improved several parts of our mobile POS workflows and optimized performance for merchants handling transactions throughout the day. The final deliverables included: Wallet system functionality Secure payment transaction infrastructure Payment gateway integrations Financial admin dashboard Merchant reporting tools Subscription/payment logic Ledger and wallet balance management Backend API integrations Firebase/Supabase backend services Authentication and verification workflows Mobile POS improvements Scalable fintech infrastructure
RESULTS & FEEDBACK
What were the measurable outcomes from the project that demonstrate progress or success?
The biggest improvement was operational stability. Our payment workflows became smoother, transaction monitoring became easier internally, and merchants had a much better experience using the platform. The admin dashboard significantly improved reporting visibility for our internal team, especially regarding transaction tracking, settlements, and merchant activities. We also noticed fewer manual operational tasks because many workflows became automated after the backend restructuring. The wallet infrastructure and ledger logic became more dependable, which reduced reconciliation issues and improved confidence internally when scaling payment operations. Another positive outcome was the improved scalability of the backend systems. We were able to support additional payment activity and integrations more comfortably after the infrastructure upgrades.
Describe their project management. Did they deliver items on time? How did they respond to your needs?
Their project management was one of the strongest parts of the engagement. Communication stayed consistent throughout the project, and we always had visibility into development progress, priorities, and technical decisions. Fintech projects naturally involve unexpected compliance and integration challenges, but they handled changes professionally and stayed solution-oriented instead of becoming defensive when issues appeared. They were responsive during critical payment-related situations and understood the importance of reliability in financial products. Deadlines were generally respected, and when adjustments were necessary, they communicated clearly in advance with practical alternatives instead of unrealistic promises.
What was your primary form of communication with Virtuous Techlogic?
Virtual Meeting
What did you find most impressive or unique about this company?
What impressed me most was their ability to combine technical execution with practical product thinking. Many development teams can build features, but Virtuous Techlogic understood how fintech products actually operate from both the business and operational side. They paid close attention to security, transaction reliability, scalability, and the real user experience for merchants. Their team was also proactive with recommendations around workflow improvements, dashboard usability, and backend architecture decisions instead of simply following instructions blindly. I also appreciated how comfortable they were working with APIs, financial logic, and infrastructure-heavy requirements, because those areas usually expose weak technical teams very quickly.
Are there any areas for improvement or something Virtuous Techlogic could have done differently?
Overall, the experience was very positive. If I had to mention one area for improvement, I would say that some documentation during the earlier development stages could have been more detailed, especially around certain API structures and backend dependencies. That said, whenever clarification was needed, their team responded quickly and worked collaboratively with our internal stakeholders to resolve issues.
RATINGS
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Quality
5.0Service & Deliverables
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Schedule
5.0On time / deadlines
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Cost
5.0Value / within estimates
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Willing to Refer
5.0NPS