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We help build digital financial institutions.

We specialize in developing digital financial institutions by either creating new or optimizing existing processes, products, and applications. Our expertise encompasses project management, design, agile software development, and process enhancement. With a focus on innovation and efficiency, we empower the evolution of financial services through cutting-edge technology and strategic prowess.

  • Min project size
    $25,000+
  • Hourly rate
    $50 - $99 / hr
  • Employees
    50 - 249
  • Locations
    Warszawa, Poland
  • Year founded
    Founded 2022
  • Languages

2 Languages that we service

  • Polish
  • English

1 Locations

  • Warszawa , Poland

Select Focus Area
Application Platforms
Amazon Application Development Framework
60%
Azure Platform
20%
Heroku
10%
Linux server
10%
CRM Functions
Sales automation
70%
CRM Customer Support
10%
AI Technologies & Models
Open AI GPT-3
50%
Anthropic
25%
Open AI Dall-E 2
10%
Craiyon
5%
Deepmind Gopher
5%
Hugging Face Bloom
5%
Digital and IT Strategy Consulting Focus
IT Assessment
10%
IT Consolidation
10%
IT Operations Management Consulting
10%
Frameworks and CMS
Django
15%
Product Design Focus
Programming & Scripting
Java
15%
Python
15%
C#
10%
Objective C
10%
Typescript
10%
Visual Basic
5%
Industries
Financial services
75%
Business services
10%
Automotive
5%
Information technology
5%
eCommerce
5%
Clients
Enterprise (>$1B)
70%
Midmarket ($10M - $1B)
20%
Small Business (<$10M)
10%

Pricing Snapshot

Min. project size $25,000+
Avg. hourly rate $50 - $99 /hr
Rating for cost 4.8 /5

What Clients Have Said

10Clouds Financial Institutions offers competitive pricing and good value for cost, with project investments ranging from $4,000 to over $1 million. Clients appreciate their flexibility, responsiveness, and ability to meet deadlines, though some highlight occasional budget concerns and the need for clearer communication on project scope.

This summary is based on verified Clutch reviews.

Most Common Project Size

< $49,999 based on 70 reviews
< $49,999 $50,000 - $199,999 $200,000 - $999,999 > $1,000,000

Select a service to see pricing information

10Clouds Financial Institutions Review Insights

Overall Review Rating

4.9
  • Quality 4.9
  • Schedule 4.8
  • Cost 4.8
  • Willing to Refer 5.0

Top Mentions

Review Highlights

  • Proactive Problem Solving

    10Clouds Financial Institutions is noted for their proactive approach to problem-solving. They don't just execute tasks; they bring innovative solutions and improvements to the table, enhancing the overall project outcome.

  • Effective Project Management

    10Clouds Financial Institutions employs effective project management practices, often using agile methodologies like Scrum. This approach helps them manage projects efficiently, ensuring timely delivery and high-quality outcomes.

  • Room for Improvement in Estimations

    While generally reliable, some clients have noted a need for improvement in 10Clouds Financial Institutions' time and cost estimations. More accurate projections could enhance client satisfaction and project planning.

  • Client-Oriented Approach

    Clients appreciate the client-oriented approach of 10Clouds Financial Institutions. They prioritize client needs and are flexible in accommodating changes, which strengthens client relationships and satisfaction.

  • Timely Delivery and Professionalism

    10Clouds Financial Institutions consistently delivers projects on time, maintaining high professionalism. Their clients frequently commend their ability to meet deadlines and provide high-quality work, fostering trust and reliability in their services.

  • Positive Internal and User Feedback

    10Clouds Financial Institutions' work often receives positive feedback from both internal stakeholders and end-users. Their ability to deliver engaging and functional products is frequently highlighted.

10Clouds Financial Institutions Reviews

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Website Redesign for Mobile Key Technology

  • Web Design
  • $10,000 to $49,999
  • Oct. 2016 - Ongoing
5.0
Quality
5.0
Schedule
4.5
Cost
5.0
Willing to Refer
5.0

“They know how to provide good estimates and they focus on QA more than other companies we’ve worked with.”

Feb 6, 2018
Marketing Manager, Mobile Key Technology Company
Anonymous
Verified
  • Other industries
  • Germany
  • 11-50 Employees
  • Phone Interview
  • Verified

Using Node.js, React, and Shopify, 10Clouds Financial Institutions helped design and execute the branding and online presence of a startup who manufactures hardware and an accompanying smartphone app for keyless entry. 

Web App Dev for Digital-First Healthcare Company

  • Web Development
  • $10,000 to $49,999
  • Sep. - Nov. 2017
4.5
Quality
4.5
Schedule
4.5
Cost
4.0
Willing to Refer
4.5

"We had frequent and very transparent communication with all members of the team..."

Nov 27, 2017
CEO, LX Improvements
Anders Eidergard
Verified
  • Other industries
  • Sweden
  • 1-10 Employees
  • Online Review
  • Verified

10Clouds Financial Institutions developed a web app to assist doctors in their interactions with patients and provide a personalized healthcare program. They provided a main developer and a project manager for the task.

Database Dev for Education Integration Platform

  • Custom Software Development
  • $50,000 to $199,999
  • Apr. 2017 - Ongoing
5.0
Quality
5.0
Schedule
4.5
Cost
5.0
Willing to Refer
5.0

“I've worked with many software companies, and I can say that 10Clouds Financial Institutions has a team of skilled developers.”

Nov 21, 2017
Co-Founder, Education Management Company
Anonymous
Verified
  • Education
  • Sweden
  • 1-10 Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions developed and continue to work on an education database platform that integrates student assignment setting, submission, and grading. The backend and frontend work involved Django Python and JavaScript.

Mobile App Dev for Ride Sharing Platform

  • Mobile App Development
  • Confidential
  • Jan. 2015 - Ongoing
5.0
Quality
5.0
Schedule
5.0
Cost
5.0
Willing to Refer
5.0

“I needed a combination of quality and value, and I found that in 10Clouds Financial Institutions.”

Oct 23, 2017
Founder & CEO, Zapp RideShare
Frank Scozzafava
Verified
  • Other industries
  • New York City, New York
  • 1-10 Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions provided development, implemented a UX design, and integrated a backend management system for an iOS and Android app. They also managed branding, and currently work on generating new features.

Redesigned Curriculum Platform for Student Assessment Firm

  • Web Development
  • Confidential
  • Aug. 2014 - Ongoing
5.0
Quality
5.0
Schedule
5.0
Cost
5.0
Willing to Refer
5.0

"They have a lot of integrity and some great design sensibilities."

Feb 17, 2017
Director, Student Assessment Firm
Anonymous
Verified
  • Education
  • New York City, New York
  • 1,001-5,000 Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions redesigned a curriculum development platform meant to support standardized student testing and assessment. The project team now focuses mainly on new features.

Python Developed Solution for Healthcare Startup

  • Web Development
  • $10,000 to $49,999
  • Nov. - Dec. 2016
5.0
Quality
5.0
Schedule
5.0
Cost
5.0
Willing to Refer
5.0

"They understood the project and were enthusiastic about the work."

Jan 6, 2017
Founder & CEO
Anonymous
Verified
  • Other industries
  • Copenhagen, Denmark
  • 1-10 Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions replicated an existing command-line healthcare solution with Python/Dango, therefore reducing the barrier to entry for its target users. 

iOS Dev for Peer-to-peer Gambling Startup

  • Mobile App Development
  • $10,000 to $49,999
  • June - Nov. 2016
5.0
Quality
5.0
Schedule
5.0
Cost
5.0
Willing to Refer
5.0

"One of the reasons for choosing [them] was their experience with Agile [development]."

Dec 8, 2016
Business Manager, Startup
Anonymous
Verified
  • Other industries
  • Gothenburg, Sweden
  • 1-10 Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions developed and launched a recently crowdfunded peer-to-peer social gambling app for iOS only. 

Custom Development for Online Ratings Platform

  • Web Development
  • Confidential
  • June 2016 - Ongoing
5.0
Quality
5.0
Schedule
4.5
Cost
5.0
Willing to Refer
5.0

"[Their] team was very focused, with a good feeling for timing and the workload."

Oct 27, 2016
Founder & CEO
Anonymous
Verified
  • Information technology
  • Zuerich, Switzerland
  • 1-10 Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions used Python/JavaScript to develop a B2B ratings & reviews platform and their involvement remains ongoing even after its launch. 

Web Development for Cloud Implementation Startup

  • Web Development
  • $50,000 to $199,999
  • Apr. 2016 - Ongoing
4.0
Quality
4.0
Schedule
2.5
Cost
4.0
Willing to Refer
4.0

"I've found them to be very approachable, especially our product manager."

Oct 20, 2016
CEO, Tech Startup
Anonymous
Verified
  • Information technology
  • Stockholm, Sweden
  • 11-50 Employees
  • Phone Interview
  • Verified

Difficulty finding local talent convinced the client to outsource ongoing dev and UI/UX related project work to 10Clouds Financial Institutions.

Prototype Development for Lifestyle Experience Startup

  • Custom Software Development
  • Confidential
  • June 2015 - Ongoing
4.5
Quality
3.5
Schedule
3.5
Cost
5.0
Willing to Refer
4.5

"One of the most positive things I can say is that they are eager to improve certain aspects of their business in order to make our lives easier."

Sep 2, 2016
Chief Technology Officer
Anonymous
Verified
  • Other industries
  • Berlin, Germany
  • 1-10 Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions was hired to design and develop multiple web and mobile solutions. They now offer ad hoc maintenance and support.

AI implementation & AIConsole

Small

GenAI Brainstorming

$900 /total
  • Structured brainstorming
  • Goals and directions for AI impelmentation
  • Example delivery outcome
  • 1 day delivery

Large

GenAI MVP

$17,900 /total
  • Structured brainstorming
  • Goals and directions for AI impelmentation
  • Example delivery outcome
  • Backlog for implementation
  • Working solution (test version)
  • 2 week delivery
Features

Small

$900

/total

Medium

$5,900

/total

Large

$17,900

/total

Structured brainstorming

Goals and directions for AI impelmentation

Example delivery outcome

Backlog for implementation

Working solution (test version)

Working solution (MVP version)

Small

$900

/total

Structured brainstorming

Goals and directions for AI impelmentation

Example delivery outcome

Backlog for implementation

Working solution (test version)

Working solution (MVP version)

Medium

$5,900

/total

Structured brainstorming

Goals and directions for AI impelmentation

Example delivery outcome

Backlog for implementation

Working solution (test version)

Working solution (MVP version)

Large

$17,900

/total

Structured brainstorming

Goals and directions for AI impelmentation

Example delivery outcome

Backlog for implementation

Working solution (test version)

Working solution (MVP version)

Our Story

We help enterprises run AI-powered operations.
After years working with banks, fintechs, and regulated industries, we saw that many core processes still rely on manual coordination between people, systems, and data. We build enterprise AI platforms that orchestrate workflows, automate decisions, and power next-generation commerce. At the core is AIConsole, turning sales, credit, and operations teams into AI-powered operators.

What Sets Us Apart

Deep Financial DNA, Proven AI Execution

We combine deep financial domain expertise with hands-on AI implementation experience. Our team has spent years inside banks, leasing, and factoring institutions — we know the processes, bottlenecks, and compliance realities firsthand. This allows us to design AI solutions that actually work in pro

Locations (1)

73 Chmielna WarszawaPoland 00-801

10 - 15

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