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We help build digital financial institutions.

We specialize in developing digital financial institutions by either creating new or optimizing existing processes, products, and applications. Our expertise encompasses project management, design, agile software development, and process enhancement. With a focus on innovation and efficiency, we empower the evolution of financial services through cutting-edge technology and strategic prowess.

  • Min project size
    $25,000+
  • Hourly rate
    $50 - $99 / hr
  • Employees
    50 - 249
  • Locations
    Warszawa, Poland
  • Year founded
    Founded 2022
  • Languages

2 Languages that we service

  • Polish
  • English

1 Locations

  • Warszawa , Poland

Select Focus Area
Application Platforms
Amazon Application Development Framework
60%
Azure Platform
20%
Heroku
10%
Linux server
10%
CRM Functions
Sales automation
70%
CRM Customer Support
10%
AI Technologies & Models
Open AI GPT-3
50%
Anthropic
25%
Open AI Dall-E 2
10%
Craiyon
5%
Deepmind Gopher
5%
Hugging Face Bloom
5%
Digital and IT Strategy Consulting Focus
IT Assessment
10%
IT Consolidation
10%
IT Operations Management Consulting
10%
Frameworks and CMS
Django
15%
Product Design Focus
Programming & Scripting
Java
15%
Python
15%
C#
10%
Objective C
10%
Typescript
10%
Visual Basic
5%
Industries
Financial services
75%
Business services
10%
Automotive
5%
Information technology
5%
eCommerce
5%
Clients
Enterprise (>$1B)
70%
Midmarket ($10M - $1B)
20%
Small Business (<$10M)
10%

Pricing Snapshot

Min. project size $25,000+
Avg. hourly rate $50 - $99 /hr
Rating for cost 4.8 /5

What Clients Have Said

10Clouds Financial Institutions offers competitive pricing and good value for cost, with project investments ranging from $4,000 to over $1 million. Clients appreciate their flexibility, responsiveness, and ability to meet deadlines, though some highlight occasional budget concerns and the need for clearer communication on project scope.

This summary is based on verified Clutch reviews.

Most Common Project Size

< $49,999 based on 70 reviews
< $49,999 $50,000 - $199,999 $200,000 - $999,999 > $1,000,000

Select a service to see pricing information

10Clouds Financial Institutions Review Insights

Overall Review Rating

4.9
  • Quality 4.9
  • Schedule 4.8
  • Cost 4.8
  • Willing to Refer 5.0

Top Mentions

Review Highlights

  • Room for Improvement in Estimations

    While generally reliable, some clients have noted a need for improvement in 10Clouds Financial Institutions' time and cost estimations. More accurate projections could enhance client satisfaction and project planning.

  • High-Quality Design and UX/UI

    Clients are impressed with 10Clouds Financial Institutions' design capabilities, often exceeding expectations with their UX/UI work. Their designs are user-centric, contributing to enhanced user experiences and satisfaction.

  • Commitment to Client Success

    The team is dedicated to ensuring client success, often going above and beyond to deliver results that align with business goals. Their commitment is evident in their willingness to invest time and effort into understanding and achieving client objectives.

  • Expertise in Diverse Technologies

    10Clouds Financial Institutions demonstrates expertise in a wide range of technologies, including Python, React, Node.js, and more. They are capable of handling complex projects across various domains, offering valuable insights and solutions.

  • Strong Communication and Collaboration

    Clients appreciate 10Clouds Financial Institutions' effective communication and collaborative approach. They maintain transparent communication, often through Slack and Jira, ensuring all stakeholders are aligned and informed throughout the project's lifecycle.

  • Cost-Effective Solutions

    Clients find 10Clouds Financial Institutions to be cost-effective, offering high-quality services at competitive prices. Their pricing structure provides good value for money, making them a preferred choice for many budget-conscious clients.

10Clouds Financial Institutions Reviews

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Full Stack Design & Development for Startup

  • Custom Software Development
  • $200,000 to $999,999
  • Jan. 2013 - Ongoing
5.0
Quality
5.0
Schedule
5.0
Cost
5.0
Willing to Refer
5.0

"10Clouds Financial Institutions has had to work out how to take raw science and turn it into something you can code and deliver."

Aug 19, 2016
Founder, Trust Stamp
Gareth Genner
Verified
  • Education
  • Atlanta, Georgia
  • 1-10 Employees
  • Phone Interview
  • Verified

The primary project is a proprietary, web-based method to establish another's identity and trustworthiness in an economic or social transaction. It has required up to 10 developers concurrently, including one just to perform research.

Long-term Resource Engagement for Research University

  • Custom Software Development
  • $200,000 to $999,999
  • Jan. 2013 - Ongoing
4.5
Quality
4.5
Schedule
4.5
Cost
5.0
Willing to Refer
5.0

"I've always felt that we were able to sit down with 10Clouds Financial Institutions and work any problems out."

Aug 11, 2016
Professor of Computer Science, Research University
Anonymous
Verified
  • Education
  • Washington, District of Columbia
  • 10,001+ Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions developed and designed a university's online media aggregation and monitoring platform to manage public health-related news stories.

Custom Prototype Development for Healthcare Startup

  • Custom Software Development
  • $50,000 to $199,999
  • Feb. 2026 - Ongoing
5.0
Quality
5.0
Schedule
5.0
Cost
5.0
Willing to Refer
5.0

"10Clouds Financial Institutions is a highly professional company that gets the job done and does it well."

Jul 19, 2016
Founder & CEO, Werbie, LLC
Catherine Jones
Verified
  • Other industries
  • Washington, District of Columbia
  • 1-10 Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions designed a health-related minimum viable product and created a series of wireframe screens to demonstrate how the system could work.

Android Development for Sports & Recreation Startup

  • Custom Software Development
  • $50,000 to $199,999
  • Oct. 2015 - Ongoing
5.0
Quality
5.0
Schedule
5.0
Cost
5.0
Willing to Refer
5.0

"10Clouds Financial Institutions did a good job in defining both what the product should be and how it should be presented."

Jun 16, 2016
Co-Founder, iPLAY Global
Karl Jelldéus
Verified
  • Other industries
  • Sweden
  • 11-50 Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions developed an iOS sports social media app. Key projects included Amazon Web integration, chat functions, and other third-party product integrations. They are also building an Android version.

Custom iOS Development for Consumer App Startup

  • Custom Software Development
  • Confidential
  • Feb. 2026 - Ongoing
5.0
Quality
5.0
Schedule
4.5
Cost
5.0
Willing to Refer
5.0

"They've got a meticulous approach to Scrum development and they've built a culture around it."

Nov 30, 2015
Founder & CEO, Consumer App Startup
Anonymous
Verified
  • Other industries
  • United States
  • 1-10 Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions developed a custom iOS application using Swift and Xcode. The relationship is ongoing.

Custom Development for Educational Startup

  • Custom Software Development
  • $50,000 to $199,999
  • Feb. 2026 - Ongoing
4.5
Quality
4.5
Schedule
4.0
Cost
5.0
Willing to Refer
5.0

"I think they’ve got some great developers."

Mar 24, 2015
Founder, Educational Startup
Anonymous
Verified
  • Education
  • Birmingham, England
  • 1-10 Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions developed Flash-based custom education solution. The goal was to allow young language learners to have access to several resources in one place.

Custom Platform Development for IT Solution Startup

  • Custom Software Development
  • $10,000 to $49,999
  • Jan. 2014 - Ongoing
4.5
Quality
4.5
Schedule
3.5
Cost
4.5
Willing to Refer
4.5

"[T]he products that they have delivered have always been of extremely good quality.”

Mar 20, 2015
Co-founder, Cambridge LabScholars, Ltd.
Kevin Musselman
Verified
  • Other industries
  • Canada
  • 1-10 Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions developed a functional front-end for a startup's custom platform, connecting professionals within the research and development field.

Research-Based Development for University

  • Custom Software Development
  • $10,000 to $49,999
  • Jan. 2012 - Ongoing
5.0
Quality
5.0
Schedule
4.0
Cost
4.5
Willing to Refer
5.0

"They offered a good skill set, a long-term relationship, and competitive pricing."

Mar 17, 2015
Assistant Professor, University
Anonymous
Verified
  • Education
  • Philadelphia, Pennsylvania
  • 10,001+ Employees
  • Phone Interview
  • Verified

10Clouds Financial Institutions developed various research-based products using Python and Amazon Mechanical Turk. They delivered work on user interfaces, software infrastructure, and back-end work.

B2C AI Development for Author

  • AI Development
  • Machine Learning
    +1
  • $10,000 to $49,999
  • Oct. - Dec. 2025
5.0
Quality
5.0
Schedule
5.0
Cost
5.0
Willing to Refer
5.0

"I was impressed by their transparency and ability to adapt to my preferences."

Dec 15, 2025
Author, Personal Project
Christian Shemko
  • Media
  • Skopje, North Macedonia
  • 1-10 Employees
  • Online Review

10Clouds Financial Institutions fine-tuned a large language model to create an AI writing agent for an author.

Web3 Frontend App Development for Software Company

  • Web Development
  • Confidential
  • Mar. - Aug. 2025
5.0
Quality
5.0
Schedule
5.0
Cost
5.0
Willing to Refer
5.0

"10Clouds Financial Institutions' attitude was great."

Dec 1, 2025
CEO, Software Company
Anonymous
Verified
  • Other industries
  • United States
  • 1-10 Employees
  • Online Review
  • Verified

10Clouds Financial Institutions developed a Web3-friendly frontend application for a software company. The team integrated blockchain components, launched a new product, and handled customer bug reports.

AI implementation & AIConsole

Small

GenAI Brainstorming

$900 /total
  • Structured brainstorming
  • Goals and directions for AI impelmentation
  • Example delivery outcome
  • 1 day delivery

Large

GenAI MVP

$17,900 /total
  • Structured brainstorming
  • Goals and directions for AI impelmentation
  • Example delivery outcome
  • Backlog for implementation
  • Working solution (test version)
  • 2 week delivery
Features

Small

$900

/total

Medium

$5,900

/total

Large

$17,900

/total

Structured brainstorming

Goals and directions for AI impelmentation

Example delivery outcome

Backlog for implementation

Working solution (test version)

Working solution (MVP version)

Small

$900

/total

Structured brainstorming

Goals and directions for AI impelmentation

Example delivery outcome

Backlog for implementation

Working solution (test version)

Working solution (MVP version)

Medium

$5,900

/total

Structured brainstorming

Goals and directions for AI impelmentation

Example delivery outcome

Backlog for implementation

Working solution (test version)

Working solution (MVP version)

Large

$17,900

/total

Structured brainstorming

Goals and directions for AI impelmentation

Example delivery outcome

Backlog for implementation

Working solution (test version)

Working solution (MVP version)

Our Story

We help enterprises run AI-powered operations.
After years working with banks, fintechs, and regulated industries, we saw that many core processes still rely on manual coordination between people, systems, and data. We build enterprise AI platforms that orchestrate workflows, automate decisions, and power next-generation commerce. At the core is AIConsole, turning sales, credit, and operations teams into AI-powered operators.

What Sets Us Apart

Deep Financial DNA, Proven AI Execution

We combine deep financial domain expertise with hands-on AI implementation experience. Our team has spent years inside banks, leasing, and factoring institutions — we know the processes, bottlenecks, and compliance realities firsthand. This allows us to design AI solutions that actually work in pro

Locations (1)

73 Chmielna WarszawaPoland 00-801

10 - 15

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