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Paying.co

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Building the software behind transactions

Payment & Unattend Technologies that deliver results. We drive innovation in payment technology through expertise in EMV L3 certifications, payment applications, e-commerce platforms, PCI/security compliance, custom software, and unattended payment systems.

  • Min project size
    $1,000+
  • Hourly rate
    $50 - $99 / hr
  • Employees
    50 - 249
  • Locations
    Las Vegas, NV
  • Year founded
    Founded 2018

3 Locations

  • Las Vegas , NV
  • Miami , FL
  • Kraków , Poland

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    Our Story

    Everything starts and ends with payments. That has been our north star since the mid-1990s, at the dawn of modern card-present and card-not-present, and we have grown alongside the industry ever since. As the technology has evolved, so has our team, our toolkit, and the depth of expertise we bring to every engagement. Today, we are proud to have contributed to nearly every facet of payment technology, with hands-on experience spanning the United States, Canada, Europe, Latin America, Caribbean. 

    What Sets Us Apart

    Relationships with all major processors

    Paying.co's deep relationships with every major processor across the US, Canada, EU, and LATAM cut through the red tape that stalls most payment projects. We know who to call, what to ask, and how to move fast, turning months of back-and-forth into weeks of real progress.

    Knowledge of payments

    131+ EMV Level 3 certifications across the US, Canada, LATAM, Europe, and the Caribbean. Deep unattended expertise productized into MDB Pay Connect, HoneyBee Kiosk, and Pulse Pay Connect. Android, PCI, gateways, and AI tooling under one roof, so clients ship without stitching vendors together.

    Real world experience in verticals

    Paying.co has a proven track record delivering payment solutions across parking, EV charging, petrol, vending, car washes, kiosks, and beyond. Every vertical brings its own quirks, and we've shipped real, certified deployments in each, so clients benefit from lessons already learned in the field.

    Team Breakdown

    EMV certification team (15)
    AI engineering team (10)
    Embedded team (5)
    Mobility team (20) +1 Teams

    Tools and Technology

    Google Meet
    Gusto
    Clockify
    Google Sheets
    Google Docs
    Google Slides
    Google Chat
    GitHub
    Bitbucket
    AWS
    Google Cloud Platform
    Google Workspace

    Commonly Asked Questions

    ◆ EMV L3 Certification — 130+ certifications completed across major processors including Global Payments, TSYS, Fiserv, Worldpay, Heartland, Elavon, and Chase Paymentech, plus managed certification programs for partners who want the work handled end-to-end. ◆ Unattended Payment Systems — Turnkey solutions for parking, EV charging, petroleum, vending, and car washes, including the Honeybee Kiosk platform with iPad and Android tablet profiles managed through Hive and powered by Swarm AI. ◆ Custom Software Development — In-house scoping, design, and engineering across C, Android, iOS, web, embedded, and cloud, including Android payment app development and white label gateways branded as the partner's own. ◆ Point of Sale Systems — Order, pay-at-table, and handheld terminal products for hospitality and attended retail, with deep platform expertise across PAX, Ingenico, Clover, and ID TECH. ◆ SoftPOS & Embedded Payments — Tap-to-pay on commercial off-the-shelf devices, plus embedded payment integrations and pay-by-QR-code or text flows for modern checkout experiences. ◆ Security & PCI Compliance — P2PE, PCI DSS, and PCI MPoC readiness, gap assessments, remediation, attestation support, penetration testing, and pre-audit validation with all major PCI-certified assessors. ◆ AI Development — Production-grade agents and tooling through the Rhumba.ai suite, custom LLM integrations, AI log file monitoring, and intelligent automation pipelines built for payment environments. ◆ Proprietary Products — MDB Pay Connect for Multi-Drop Bus device integration, Pulse Pay Connect for modernizing legacy pulse-based machines with cashless and mobile payments, and Puny.io for security-first link management with password protection, auto-expiring URLs, and branded QR codes. ◆ Age Verification & mDL Integration — Compliant identity verification for restricted-product vending, kiosks, and unattended retail.

    Every engagement starts with a conversation. We listen first, learn your stack and objectives, and translate that understanding into a comprehensive Statement of Work and plan of action. No guesswork, no surprises, just a clear path to outcomes that ship.

    We meet clients where they are. Google Meet, Microsoft Teams, and other major video platforms for live sessions, plus Pumble for ongoing messaging and quick check-ins. Frictionless communication, so the work keeps moving.

    We run agile. Every engagement is managed through Plaky, our internal project platform, with clear tasks, milestones, and timelines visible to everyone involved. From single-task quick wins to multi-stage, multi-release programs, our team scales the process to fit the project, not the other way around

    Turnaround depends on scope, deliverables, and outside factors like processor queues. We have shipped projects in as little as two weeks when the stars align, and on every engagement, your success with the deliverables drives how we plan, staff, and communicate.

    Locations (3)

    1500 East Tropicana Avenue Las Vegas, NV, United States 89119

    50 - 75

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