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Cosec

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Company formation, licensing and banking guidance.

Cosec is a corporate consultancy based in Dubai, advising on company establishment and ongoing administration in the UAE and Saudi Arabia.

Before recommending a jurisdiction or structure, we'll review your proposed activities, ownership requirements, and growth plans. This allows us to determine whether a mainland, free zone, financial-centre or Saudi entity is appropriate.

Our services include:

  • Min project size
    $1,000+
  • Hourly rate
    Undisclosed
  • Employees
    2 - 9
  • Year founded
    Founded 2025

Overview by:

Reviewer avatar
James Williams
Operations Director About the Team

Service Lines
Corporate Relocation
30%
Business Consulting
20%
Employer of Record (EOR) Services
20%
Accounting
15%
PEO/Employee Leasing
10%
Fractional CFO Services
5%

No Focus Areas have been added yet…

Industries

No Industries have been added yet…

Clients
Midmarket ($10M - $1B)
60%
Small Business (<$10M)
35%
Enterprise (>$1B)
5%

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Our Story

Cosec was founded to make corporate services in the UAE and Saudi Arabia more reliable, transparent and straightforward. We advise founders, businesses and investors on the right structure, manage applications and support the entity beyond its intial setup and launch. Our team brings together regional advisory expertise with experience in operations, compliance, finance and partnerships. We value clear advice, proactive delivery, direct communication and long-term client relationships.

Meet the Team

James Williams

James WilliamsOperations Director

James runs the operations and delivery side of the business and steers the company's product and technology roadmap. He has 20 years' experience in operations, risk and compliance roles.

What Sets Us Apart

Advice based on operating requirements

We consider the business activity, ownership, customers, employees, premises and banking requirements before recommending a structure or jurisdiction. If we think a service or product isn't suitable for you, we'll tell you.

Formation and ongoing administration

Our work covers incorporation as well as banking support, visas, company records, accounting, tax compliance and annual renewals. Our aim is to build lasting relationships with all of our clients, not just sell you a setup and disappear.

One team throughout

Advisory, applications and ongoing support are handled by the same small team, with extensive experience in both the UAE and KSA. Each client has a named contact who remains involved in the work throughout.

Tools and Technology

Microsoft Teams
Google Meet
Zoho CRM
HubSpot
GitHub
Google Drive
Make

Commonly Asked Questions

We start with how your business currently operates. This includes where its customers are, how it will earn revenue, who will own it, whether it needs employees or premises, and what its banking requirements are. Those answers determine whether a mainland, free-zone or other structure is appropriate. We then explain the practical differences in cost, licensing, visas, banking, tax and ongoing compliance before recommending a route. There is no default answer, and we will say if setting up a company is not yet the right step.

The cost depends on the jurisdiction, business activity, ownership structure, number of visas, premises and any external approvals required. Once we understand the proposed business, we provide a written quotation that separates government charges, Cosec’s professional fees and any optional services. We also identify recurring costs such as licence renewal, accounting, tax filings and registered-office requirements, so the first-year price is not presented without explaining what follows. A lower-cost free-zone setup with a licence, flexi-desk and one visa can start from around AED 15,900 before professional fees. A standard mainland setup normally costs around AED 45,000 to AED 55,000 including the licence, approvals, serviced office, one visa and our professional fee. A financial-services business requiring authorisation from the DFSA or FSRA should budget from approximately AED 100,000, and often considerably more. Regulatory application fees, mandatory premises, compliance appointments and minimum capital requirements depend on the activity and permissions being sought. Not every company established in ADGM or DIFC is regulated. Holding companies, SPVs, foundations and many commercial businesses follow different, usually less expensive routes.

Our ongoing support is a key part of our service. We can manage licence renewals, corporate records, shareholder or director changes, residence visas, bookkeeping, management reporting, VAT and corporate-tax compliance, and other recurring company obligations. We also help clients work through banking and operational issues as the business develops. Where legal advice, audit or specialist tax advice is needed, we coordinate with the client’s existing adviser or introduce an appropriate firm.

Yes. An Employer of Record allows an overseas business to employ people in the UAE before establishing its own local company. The EoR acts as the legal employer and manages the employment contract, payroll, residence visa and local employment administration, while the client directs the employee’s day-to-day work. It can be useful when testing the market, hiring an initial employee or waiting for an entity to become operational. It is not always the best long-term answer, so we compare the cost and practical limitations with establishing your own company before recommending it.

Yes. We help select a suitable bank or payment provider, prepare the application and supporting documents, and manage questions raised during onboarding. The right option depends on the company’s activity, ownership, expected transactions, currencies and minimum-balance requirements. The final decision always belongs to the bank, so we do not promise guaranteed approval. Digital providers can sometimes open accounts within a few business days, while local and international banks generally take longer. Our priority is finding an account that works for the business, not simply the one that opens fastest.

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