Clarity. Trust. Protection without surprises.
At LICHO NIE ŚPI, we help businesses and professionals protect what matters most. Our name means “Evil Never Sleeps” – a reminder that risks are always present, and proactive protection is essential.
We are an independent multi-agency insurance broker operating in Poland, with access to a wide range of leading insurers across Europe. Unlike single-provider agencies, we work solely on behalf of our clients, analyzing multiple offers and negotiating terms to secure the most effective coverage.
Our expertise extends across both B2C and B2B solutions, with a strong focus on business insurance and professional protection:
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Corporate liability insurance (general and professional).
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SME and enterprise property insurance.
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Employee group insurance & benefits.
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Business travel and international coverage.
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Specialized industry protection – hospitality, IT, consultants, financial services.
What sets us apart is our commitment to transparency, technology, and long-term client relationships. We don’t just sell policies; we act as strategic advisors. We explain legal and financial implications clearly, so that company owners and executives can make informed, risk-aware decisions.
We also leverage digital tools and AI-driven solutions to streamline processes, accelerate policy comparisons, and enhance client support. This allows us to deliver a faster, more precise, and cost-efficient experience.
Our clients include entrepreneurs, growing SMEs, and international companies establishing operations in Poland. We are proud to support businesses that value clarity, efficiency, and trust in their insurance partnerships.
By choosing LICHO NIE ŚPI, you gain more than an insurance policy – you gain a dedicated partner in risk management who ensures your coverage works when it truly matters.
LICHO NIE ŚPI – Insurance without surprises.
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Min project size
Undisclosed
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Hourly rate
Undisclosed
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Employees
2 - 9
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Year founded
Founded 2024
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Our Story
At LICHO NIE ŚPI, we believe insurance should protect, not surprise. We audit existing policies, uncover risks, and build real protection for people who value peace of mind. Founded in Poland, we combine precision, trust, and experience — because when life tests you, preparation matters more than luck.
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