CapOut

CapOut is an AI-powered production platform built specifically for roofing and restoration contractors who work insurance claims. The core problem CapOut solves is simple but expensive: when an adjuster approves a scope, the contractor receives a PDF. Before any material can be ordered or any crew can be scheduled, someone has to sit at a desk and manually re-key that entire estimate into Xactimate—a process that takes hours per claim and introduces errors that eat into margin. CapOut eliminates that step entirely.

With a single PDF upload, CapOut extracts and structures every line item from the insurance scope, converts it into an ESX file that imports directly into Xactimate, and generates a full profit analysis by trade using the contractor’s actual supplier pricing and labor assumptions. From the same upload, contractors receive material and labor orders grouped by trade and formatted for real supplier execution—ready to review, edit, and send. The platform also includes scope editing tools and an AI Claim Assistant that flags disputed line items and helps identify gaps before supplementing.

CapOut was built by Matt Fruge, a contractor who ran Roofmark Construction for over 15 years in the Dallas-Fort Worth market and experienced every version of this bottleneck firsthand. For contractors who are tired of losing hours to re-entry, guessing at job margins, and delaying production starts while estimates get processed, CapOut turns the scope-to-production handoff from a bottleneck into a workflow that takes seconds.