Banking and FinTech Solutions

Velmie is a team of passionate tech-nerds and experienced business advisors with access to bleeding edge technology, training and strategic business insight that position us at the forefront of the industry. We’re a team of technologists laser-focused on delivering companies a competitive advantage through technology. And we love what we do.

From Fortune 500 companies to budding startups, our goal is to apply our technical expertise to build systems that make your business more efficient, agile, and ultimately, profitable.

 
$5,000+
 
$25 - $49 / hr
 
50 - 249
 Founded
2007
Show all +
Yonkers, NY
headquarters
  • 701 Ridge Hill Blvd
    Yonkers, NY 10710
    United States
other locations

Portfolio

Key clients: 

Our agency works with both startup and enterprise companies, among our customers you can find huge corporations such as Ford along with young and ambitious startups launched by small teams. 

Mobile Payments Solution Image

Mobile Payments Solution

Mobile payments application powered by enterprise Blockchain system.

Digicash Image

Digicash

Online Banking Platform Image

Online Banking Platform

EBANQ is a complete online banking solution for small and mid-size financial institutions that makes it possible to run a modern bank without high technology investments.

P2P Lending Marketplace Image

P2P Lending Marketplace

The idea behind this project is to create an online marketplace connecting SME in need of extra liquidity and investors. After some period of time, the business model transformed into an innovative business previously dominated by banks. Businesses got an opportunity to sell their open invoices to the platform in return for a credit. Crowd-Factoring business model was born. In 2018 became one of the biggest finance platforms in

Switzerland handling transactions for over USD 1 million per day.
SmartHome: IoT Water Purifier Image

SmartHome: IoT Water Purifier

Connected home water purifier

Healthcare IoT Solution Image

Healthcare IoT Solution

Blockchain Cryptocurrency Image

Blockchain Cryptocurrency

Bitcoin Stake is a hardfork of Bitcoin cryptocurrency

Smart Home Solution Image

Smart Home Solution

A complex project launched by our team in the German market that as then expanded worldwide. Using the most recent IoT technologies we launched a unique system that saves energy and resources while also optimizing spendings. The solution consists of hardware items installed on heating devices and windows which are connected through a wireless network to software and cloud back-ends manage remotely. Through the control panel

users can see current temperatures, reports, notification messages and configure heating parameters. There is a free mobile app (iOS and Android) that goes with the software that allows the user to take control of home heating from any place of the world.
IoT Aquatic Play Solution Image

IoT Aquatic Play Solution

Vortex is an industry leader in aquatic play landscapes and entertainment solutions manufacturing. At the time we started the project there were more than 7000 aquatic play installations running in 45 countries. The company came to us for technical help upgrading the products range with IoT connectivity solution to better deal with changing market landscape.

Cryptocurrency Trading Platform Image

Cryptocurrency Trading Platform

A lot of corporate customers, specifically finance institutions, were paying much attention to the cryptocurrency market but at the same time faced a shortage of sufficient and certified tools for trading and money clearance. The goal of the platform we built was to connect banking services with the world of cryptocurrencies and blockchain technology.
Agritech IoT Solution Image

Agritech IoT Solution

This project was all about technology making life easier and saving energy resources. It may be hard to believe but a few skilled engineers were able to save millions of gallons of water worldwide early by creating this IoT device. This is the result of the Hydrawise project when customer came to us with the idea to create a solution for garden irrigation control that would save up to 50% of the water used. Hydrawise

automatically adjusts water scheduling based on internet weather stations with an easy-to-use interface. This is done via its advanced Predictive Watering™ schedule that can adjust watering time and days based on weather data, and suspend watering based on temperature, predicted rainfall or actual rainfall. All this results in significant water savings from your sprinkler system, saving you time and money. Hydrawise uses only the most accurate weather stations available. With this flexible web-based weather system, a user can add their own weather stations or use free professionally maintained weather stations. With this software you can monitor water use and state of your piping system with the optional flow meter. They can receive automatic alerts when a pipe is broken or leak has occurred before it becomes a problem.

Reviews

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Frontend App Dev for Car Wash Company

"They are really willing to satisfy the client as much as they can."

Quality: 
5.0
Schedule: 
5.0
Cost: 
5.0
Willing to refer: 
5.0
The Project
 
$10,000 to $49,999
 
Oct. - Dec. 2019
Project summary: 

Velmie provided frontend app design and development for iOS and Android. Working from an existing backend, they optimized the app and provided QA testing. 

The Reviewer
 
1-10 Employees
 
Tessenderlo, Belgium
Designer & Communication Architect, Car Wash
 
Verified
The Review
Feedback summary: 

Velmie built a fully functional app within ten weeks. Their team was communicative and willing to help the client whenever possible. They worked with sprints and successfully completed the project. 

The client submitted this review online.

BACKGROUND

Please describe your company and your position there.

I am the communication architect for a high end carwash in Belgium who are standing on the forefront of sustainable carwashes. Optimising technology and communication is my main responsibility.

OPPORTUNITY / CHALLENGE

For what projects/services did your company hire Velmie?

We wanted Velmie to build a frontend app on a newly created backend for both iOS and Android.

What were your goals for this project?

Develop an app that's faster and more enticing than the one we had.

SOLUTION

How did you select this vendor?

After comparing four suppliers, they left the best impression.

Describe the project in detail.

Since I'm a designer and programmer myself, I already prepared designs and a functional analysis. We worked very well together in finetuning backend endpoints and optimising the app until I and my client were satisfied.

What was the team composition?

We were assigned a newbiz developer who handed me over later to two developers and a QA-person.

RESULTS & FEEDBACK

Can you share any outcomes from the project that demonstrate progress or success?

We had a fully working app within ten weeks.

How effective was the workflow between your team and theirs?

Weekly update meetings kept everyone sharp and on the project. We worked with JIRA and we were allowed to see sprints and log our own issues.

What did you find most impressive about this company?

Very willing to think along and adapt when that outcome is better. We had some discussion on registering inside the app or not and we decided to leave it out. They did not make a big deal out of it but it took them two weeks to create. It's on the shelf now. They are really willing to satisfy the client as much as they can.

Are there any areas for improvement?

Budget follow up. They are on budget, but there was some miscommunication internally.

5.0
Overall Score
  • 5.0 Scheduling
    ON TIME / DEADLINES
  • 5.0 Cost
    Value / within estimates
  • 5.0 Quality
    Service & deliverables
  • 5.0 NPS
    Willing to refer

Mobile and Web Development for Startup

"Our project managers are very flexible and easily adapt to our needs."

Quality: 
5.0
Schedule: 
4.5
Cost: 
4.5
Willing to refer: 
5.0
The Project
 
$50,000 to $199,999
 
Jun. 2018 - Ongoing
Project summary: 

Velmie is currently developing a web app, a corresponding mobile app, and a WordPress website. The web app uses JavaScript and the mobile app will be Android and iOS native.

The Reviewer
 
1-10 Employees
 
Canada
Serge Helou
CTO, FlipTech
 
Verified
The Review
Feedback summary: 

The development process for both apps and the site are successful thus far. The team works quickly and readily takes on new responsibilities. Customer dedication is chief among Velmie’s core attributes.

A Clutch analyst personally interviewed this client over the phone. Below is an edited transcript.

BACKGROUND

Introduce your business and what you do there.

I’m the CTO at FlipTech. We’re a startup that’s building a social network for local shops.

OPPORTUNITY / CHALLENGE

What challenge were you trying to address with Velmie?

We needed Velmie’s help to build our mobile and web apps.

SOLUTION

What was the scope of their involvement?

They’re mainly responsible for the development of our native Android/iOS mobile app and a Javascript web app according to our requirements. They also take care of our infrastructure on AWS (Amazon Web Services) and set up a WordPress website for us.

What is the team composition?

Our main point of contact is Carl-Johan (AWS & Microservices Specialist, Velmie). We also work with several different project managers, a backend developer, an iOS developer, and an Android developer.

How did you come to work with Velmie?

They were recommended to us by another Montreal based company who was happy with their work.

How much have you invested with them?

We’ve invested approximately $50,000.

What is the status of this engagement?

We began working together in June 2018 and our engagement is ongoing.

RESULTS & FEEDBACK

What evidence can you share that demonstrates the impact of the engagement?

Although the project is still in the works, they were already able to deliver two large pieces of the project to our satisfaction. Although they aren’t always perfect, their deliverables overall are very viable and clean.

How did Velmie perform from a project management standpoint?

Our project managers are very flexible and easily adapt to our needs. Despite our huge time zone difference, we haven’t experienced communication issues thus far. They take care of any of our concerns fairly quickly.

What did you find most impressive about them?

I like the quality of code they deliver and the fact that they work towards ensuring customer satisfaction. They are also very quick to take on work that isn’t included in our original contract.

Are there any areas they could improve?

They are very rigid with their contract hours; once our agreement was set, it was difficult to negotiate further.

4.5
Overall Score
  • 4.5 Scheduling
    ON TIME / DEADLINES
  • 4.5 Cost
    Value / within estimates
  • 5.0 Quality
    Service & deliverables
  • 5.0 NPS
    Willing to refer

App Development for Labor Management Platform

"I love their flexibility and willingness to support us."

Quality: 
4.5
Schedule: 
4.0
Cost: 
4.0
Willing to refer: 
5.0
The Project
 
$50,000 to $199,999
 
Sept. 2018 - Ongoing
Project summary: 

Velmie is creating a web- and mobile-based app that handles hiring and labor management. They also provide ongoing consultation about software and marketing. 

The Reviewer
 
1-10 Employees
 
Kingary, Australia
Justin O'Connor
Founder, TGB Agriculture
 
Verified
The Review
Feedback summary: 

The app has exceeded every initial expectation. Velmie keeps the process smooth by implementing feedback promptly, fixing bugs immediately, and following a flexible yet structured workflow. Their transparent communication and thoughtful advice have helped the company grow. 

The client submitted this review online.

BACKGROUND

Please describe your company and your position there.

TGB Agriculture is an agriculture business that develops new capabilities for Australian producers. We focus on the integration of proven practices, local knowledge, and better labor management systems. I'm the founder and managing director.

OPPORTUNITY / CHALLENGE

For what projects/services did your company hire Velmie?

We hired them to design and develop our web and mobile platform for labor management.

What were your goals for this project?

Originally, we had two projects. We needed a prototype to present to potential investors and an IoT solution for beef cattle operations. Velmie has also developed our MVP. 

SOLUTION

How did you select this vendor?

We used online advertisements to find potential partners. We found Velmie on Upwork, but considered companies across Australia, Europe, and India. As a startup, we were keen to find a partner that was patient, flexible, and cost-effective. Velmie's willingness to regularly treat us as a partner, not a customer, was the deciding factor in my decision.

Describe the project in detail.

The app is a labor sourcing app meant to simplify hiring and management in Australia, given the recent changes to legislation that make managing unskilled and semiskilled labour complex. It's a web-based app that also works on mobile devices. We plan to create an Android app after completing the MVP.

We provided the initial diagrams, descriptions, and ideas; Velmie produces the designs and wireframes. As the business evolves, we discuss ideas around our development and business strategies with Velmie. They also suggest improvements to our software and business that help us meet market needs.

RESULTS & FEEDBACK

Can you share any outcomes from the project that demonstrate progress or success?

We're three months from releasing our MVP. Although the timeline has shifted by a few months, we are building a far better product than we anticipated. 

How effective was the workflow between your team and theirs?

Velmie has introduced us to Slack and Jira and moves the project smoothly in the right direction. Their systems ensure that they receive our feedback in a constructive manner and convey it to the relevant team members quickly. 

Velmie maintains an open, flexible line of communication. The language barrier causes issues, but their constructive workflow addresses them in a timely manner. When bugs or issues arise, they create rapid fixes while keeping costs low.

What did you find most impressive about this company?

I love their flexibility and willingness to support us. Their suggestions help us succeed and grow. 

Are there any areas for improvement?

As a new player in the industry, we're happy with Velmie. Our only suggestion would be to improve their communication about costs and align our objective with a dollar value earlier.

4.5
Overall Score
  • 4.0 Scheduling
    ON TIME / DEADLINES
  • 4.0 Cost
    Value / within estimates
  • 4.5 Quality
    Service & deliverables
  • 5.0 NPS
    Willing to refer

Money Transfer App Dev for Blockchain Company

"The team successfully delivered the MVP in three weeks."

Quality: 
5.0
Schedule: 
5.0
Cost: 
5.0
Willing to refer: 
5.0
The Project
 
$10,000 to $49,999
 
Jan. 2019 - Ongoing
Project summary: 

Velmie prototyped an Android and iOS application using React, JavaScript, and Node.js. The team also designed the solution.

The Reviewer
 
1-10 Employees
 
Tunisia
CTO, Blockchain Company
 
Verified
The Review
Feedback summary: 

The team’s quick work and high-quality output resulted in an extended partnership beyond the initial delivery. Resource allocation, planning, and communication are notable strengths.

A Clutch analyst personally interviewed this client over the phone. Below is an edited transcript.

BACKGROUND

Introduce your business and what you do there.

I’m the CTO of a newly-founded blockchain company. We have 10 employees.

OPPORTUNITY / CHALLENGE

What challenge were you trying to address with Velmie?

We had three weeks to implement a digital wallet solution and couldn’t meet the short timeline with only internal resources. Our team outsourced Velmie to complete the project.

SOLUTION

What was the scope of their involvement?

They designed and prototyped our transfer mobile app for Android and iOS. We had planned development for Android only, but Velmie persuaded us to include iOS. They used Ionic, React, JavaScript, and Node.js.

What is the team composition?

Paul (CMO, Velmie) was our initial point of contact. We also worked with a designer, a project manager, and front- and backend developers.

How did you come to work with Velmie?

We found them online. After a back and forth on their coding skills and or business, we hired Velmie due to the team’s approach and capacity.

How much have you invested with them?

We’ve spent between $20,000–$25,000.

What is the status of this engagement?

We started working together in January 2019 and the partnership is ongoing.

RESULTS & FEEDBACK

What evidence can you share that demonstrates the impact of the engagement?

The team successfully delivered the MVP in three weeks. We’re very happy with their work and have decided to complete the next phase—adding components to the MVP—with Velmie.

How did Velmie perform from a project management standpoint?

We have 15–20-minute standup calls every day and track the work daily using Jira and Atlassian. The team’s weekly ticketing workflow is highly efficient. We also use Slack.

What did you find most impressive about them?

They efficiently allocated resources and established technical goals. We appreciate their quick work.

Are there any areas they could improve?

No, there’s nothing I’d have them improve at this point.

Do you have any advice for potential customers?

Be in close contact. They’re very welcoming and take time to answer our questions and concerns.

5.0
Overall Score
  • 5.0 Scheduling
    ON TIME / DEADLINES
  • 5.0 Cost
    Value / within estimates
  • 5.0 Quality
    Service & deliverables
  • 5.0 NPS
    Willing to refer

Advanced Software Dev for Exercise Equipment Manufacturer

"[T]he fact that we enjoy working with them is a bonus."

Quality: 
5.0
Schedule: 
5.0
Cost: 
5.0
Willing to refer: 
5.0
The Project
 
$200,000 to $999,999
 
2016 - Ongoing
Project summary: 

Goiot developed an embedded software for recording exercise routines on machines and guiding users through them. They’re integrated remotely with the in-house team and provide ongoing support.

The Reviewer
 
11-50 Employees
 
Spain
Founder, Equipment Manufacturer
 
Verified
The Review
Feedback summary: 

The resulting product has assisted over 6,000 training sessions in three months, which speaks to the effectiveness of the software. Not only does Goiot handle issues promptly, they also answer questions within minutes and are worth their price for the quality they deliver.

A Clutch analyst personally interviewed this client over the phone. Below is an edited transcript.

BACKGROUND

Introduce your business and what you do there.

I’m a co-founder of a company that develops sophisticated exercise machines for health and wellness.

OPPORTUNITY / CHALLENGE

What challenge were you trying to address with Goiot?

We needed help with the development of our software.

SOLUTION

What was the scope of their involvement?

Goiot developed the software embedded in our exercise machines. It records exercise routines and guides users through them. It also has the ability to identify each user’s level and provide guidance accordingly.

What is the team composition?

They assigned four or five full-time dedicated resources, including a project manager, developers, and designers. We also have a few resources on our side working with their team.

How did you come to work with Goiot?

We went through a tendering process, looking at the pricing and proposed deliverables of each candidate. We also reviewed the representatives of each company at a personal level. Goiot ticked all the boxes, so we chose them.

How much have you invested with them?

The cost of their work has been above $300,000.

What is the status of this engagement?

We started working with Goiot in early 2016. The collaboration is ongoing.

RESULTS & FEEDBACK

What evidence can you share that demonstrates the impact of the engagement?

We were able to develop a working product that serves our business. There have been over 6,000 training sessions conducted over the last three months on our machines, using the software built by Goiot.

How did Goiot perform from a project management standpoint?

We’ve used Jira and Confluence for tracking tasks, along with Slack and video calls for communication. They’re fully integrated into our operation on a remote basis and we have daily interactions. Their performance is excellent; I’ve never had to wait for more than a minute for an answer.

What did you find most impressive about them?

They’ve delivered everything we ask for. We care strictly about results and we have seen those from Goiot. The main thing is that stuff works, but the fact that we enjoy working with them is a bonus.

Are there any areas they could improve?

They probably know where to improve better than us. We haven’t experienced any issues in terms of project management or deliverables. Whenever we’ve had an issue on the management side, we’ve told them about it and they’ve fixed it right away. My only concern is that, if Goiot starts to expand, their quality of services may drop.

Do you have any advice for future clients of theirs?

Clients need to have a good idea of what they want. If this is the case, Goiot will deliver the work without any problems.

5.0
Overall Score
  • 5.0 Scheduling
    ON TIME / DEADLINES
  • 5.0 Cost
    Value / within estimates
    They have good prices relative to Silicon Valley, but I would rate them less compared to India.
  • 5.0 Quality
    Service & deliverables
  • 5.0 NPS
    Willing to refer
    I would refer them to a friend looking for a quality company, and I have done it many times.

Web Development for Online Furniture Marketplace

“I think they’ve performed very well.”

Quality: 
4.0
Schedule: 
4.0
Cost: 
5.0
Willing to refer: 
5.0
The Project
 
$10,000 to $49,999
 
Feb. 2013 - Ongoing
Project summary: 

Goiot developed an online marketplace where users can display and sell used furniture. The team manages the entire project including the design, coding, and implementation.

The Reviewer
 
11-50 Employees
 
New York City Metro Area
Founder, Online Furniture Marketplace
 
Verified
The Review
Feedback summary: 

Goiot delivered an excellent product which features all the elements specified in the requirements. The website is currently on the first page of Google search results, a feat which can be attributed to the team’s creativity, innovation, and ample experience in the e-commerce industry.

A Clutch analyst personally interviewed this client over the phone. Below is an edited transcript.

BACKGROUND

Please provide a description of your company. 

We are a used furniture marketplace based in New York City. People list gently used, but high-quality furniture on our site. We also offer delivery services.

What is your role and responsibilities?

I’m a co-founder.

OPPORTUNITY / CHALLENGE

What was your goal for working with Goiot?

We were trying to find the best way to buy and sell used furniture. We wanted to create a website that made the process as simple as possible.

SOLUTION

Please describe the scope of their work.

They built our website from start to finish. I worked with them very closely with all the requirements, but they did all of the execution.

Can you provide a ballpark dollar figure for the size of the work that they’ve done for you?

They’re significantly cheaper than most other Web developers that you would find in the U.S. I would say it was a little less than $50,000.

RESULTS & FEEDBACK

What were the results of the project?

The results have been great. I think they’ve performed very well. Their team is very knowledgeable, especially in the e-commerce space. We’ve been working with them for two years and the project is ongoing.

Do you have any statistics or metrics to track improvement from the project?

 We're just starting our SEO [search engine optimization] campaign, and we’re starting to rank on page one [of Google] after the redevelopment.

Is there anything unique about them that really makes them stand out, compared to other companies?

When I was looking for development companies, I was looking for a partner who could challenge my thinking and also bring ideas to the table, which is often hard to find in an outsourcing company. Goiot does all of that, which is unique. 

Looking back on the work so far, is there any area that you think they could improve upon or something that you might do differently?

There can be a lag in communication, which is very typical of outsourcing companies, I would say. They're very open to that flaw, however, and want to improve on it.

What advice would you give a future client of theirs?

When scoping the project, provide as much detail as possible. I always supply a feature requirements document with flow charts, sketches and so on, so that the room for error is limited. Also, ask for their feedback because they have a lot of really good ideas.

4.0
Overall Score
  • 4.0 Scheduling
    ON TIME / DEADLINES
  • 5.0 Cost
    Value / within estimates
  • 4.0 Quality
    Service & deliverables
  • 5.0 NPS
    Willing to refer

Vizibal Online Advertising Marketplace Website

"[Y]ou cannot beat the quality of work Goiot provides for the price they charge."

Quality: 
5.0
Schedule: 
4.5
Cost: 
5.0
Willing to refer: 
5.0
The Project
 
Confidential
Project summary: 

Goiot developed the whole application to establish efficiency in the workflow process of the company.

The Reviewer
 
2-10 Employees
 
New York Metro Area
Joe Peffer
Founder, Vizibal
 
Verified
The Review
Feedback summary: 

The website had a soft launch at the end of July. Goiot is continuously developing the additional system functionalities, working on pulling demographic information and attaching them to a couple of APIs. They will continue with support and maintenance.

A Clutch analyst personally interviewed this client over the phone. Below is an edited transcript.

BACKGROUND

Please describe your company.

Our site is an advertising marketplace. Our primary focus is to provide a place for what I call “second-tier advertising”, this could be anything from space on the scoreboard at a little league baseball field to excess ad space that TV and radio stations can't sell. Our site aggregates these opportunities across a geographic area or a demographic profile.

What are your role and responsibilities?

I’m one of the co-founders.

OPPORTUNITY / CHALLENGE

What was your goal for working with Goiot?

We had a number of initial problems with our company. Although my partner and I are both enterprise architecture consultants and both have MBAs, we’re not Web developers. So, we started working with a couple of developers who had full-time jobs, but who thought they could help us in their spare time. Unfortunately, their day jobs took over, causing us one delay after another. We then bought a software package, which we hoped to modify to accomplish what we needed, but we had problems with that as well. It just didn’t fit with what we wanted to do.

SOLUTION

What was your process for selecting Goiot with which to work?

We use a company called Balanced Payments, to handle all of the PCI [payment card industry actions] for us. While looking at other sites that use Balanced Payments, I came across one that had a very similar workflow to ours that was designed by Goiot. I really liked the way it functioned and how it looked, so I reached out to the Goiot team in February of last year. I told them what we needed, and we've been working with them ever since.

Please describe the scope of their work.

Our whole application, top to bottom, was custom built by Goiot. 

RESULTS & FEEDBACK

What were the results of the project?

We're really happy with the work they've done for us, but we're still a young company. We had a soft launch of the site at the end of July, although we still have some additions and tweaks that we want done. We’re working with Goiot to slowly add more functionality. For example, right now we’re working on pulling demographic information for each of the advertising listings and working out how to attach them to a couple APIs [application programming interfaces] that provide that information. So, we will continue to collaborate with Goiot for support and maintenance.

Do you have any statistics or metrics to track improvement from the project?

Not at the moment. We recently hired a public relations firm out of Los Angles to help with our full-blown launch that should come in late spring 2015, after which, we should be able to begin collecting meaningful metrics.

Is there anything unique about them that really makes them stand out, compared to other companies?

When compared with American developers, you cannot beat the quality of work Goiot provides for the price they charge.  

Looking back on the work so far, is there any area that you think they could improve upon or something that you might do differently?

There are always going to be some cultural differences between here and Eastern Europe, but we worked through those issues with no difficulty. Actually, sometimes when we differed, their input ended up being spot on. 

If I could have found local developers, I would have used them. However, given the aggressiveness of what we wanted, I’m not sure that we could have gotten it done locally, even if we paid 10 times as much.

5.0
Overall Score
  • 4.5 Scheduling
    ON TIME / DEADLINES
  • 5.0 Cost
    Value / within estimates
  • 5.0 Quality
    Service & deliverables
  • 5.0 NPS
    Willing to refer