Lazy Ants – a software engineering partner for eCommerce, crypto-payments and AI product teams, where technical decisions affect revenue, scale, cost or trust. Founded in 2008, based in Frankfurt am Main, 30–40 engineers and product specialists. We build and operate our own crypto payment infrastructure and bring that operating experience to our clients' products.
How we work: Fixed price by stage with acceptance criteria – not hourly. Every engagement starts with a small first step: a fixed-price architecture review (1–2 weeks) whose cost is credited against the main project, or, for crypto payments, a free demo and technical call. Teams usually come to us when they need an external perspective on a complex technical decision, not when they are looking for a quote.
eCommerce & Retail: Replatforming and migration, ERP integration, performance, support and maintenance, agentic commerce readiness. Clients include Dressa, Mantinga, NAF NAF, Adampolis, Modniy Ostrov and Rental24. Entry point: eCommerce Architecture Review.
Crypto Payments & Wallets: Crypto payment gateway development, stablecoin payment integration, crypto wallet development, white-label gateway and wallet, agentic payments, smart contracts and DeFi. Our own gateway, CPAY, has been in production for over four years; our confidential DEX has run 18 months live with zero emergency stops. Entry point: Web3 Architecture Review.
AI / Product & Operations: AI automation for business, AI agent development, MCP server development and LLM integration, AI evaluation, observability and governance. Entry point: AI Readiness Review.
What we take responsibility for: architecture-level decisions, technical clarity and long-term maintainability, delivery integrity. What we don't do: outstaffing, security audits (we prepare systems for audit, we are not an audit firm), and fixed-scope execution without technical ownership.
"We had a fourfold increase in lead conversions after we deployed the platform."
Feb 5, 2018
Co-founder, Online Loaning Service
Anonymous
Verified
Financial services
Melbourne, Australia
1-10 Employees
Phone Interview
Verified
Lazy Ants developed an online portal for a mortgage broker service, building the web-based mobile application platform. They worked on the UX, frontend, and the platform’s artificial intelligence component.
They delivered an excellent solution that meets expectations and offers an exemplary user experience. While managing the project well, Lazy Ants demonstrated strong problem-solving skills as they tackled issues with the AI development professionally and smoothly.
A Clutch analyst personally interviewed this
client over the phone. Below is an edited
transcript.
BACKGROUND
Introduce your business and what you do there.
I am the co-founder of an online mortgage broker. We provide customers with access to mortgages through an online portal. I look after all of the technology.
OPPORTUNITY / CHALLENGE
What challenge were you trying to address with Lazy Ants?
The experience of getting a mortgage in Australia is quite traditional as well as difficult. It is generally a face-to-face experience through a mortgage broker. We were looking to bring that experience entirely online and we needed to be able to deliver the complex customer interaction online.
SOLUTION
What was the scope of their involvement?
They provided us with development services. They did all of our website work and built the entire mobile-friendly platform, including the technology stack. We had a UX [user experience] person who developed all of the UX and took care system specifications as well. They used Node.js and the IBM Watson Conversation engine for the AI component and natural language processing.
The main objective of the project was building an AI [artificial intelligent] mortgage robot. Their role was to qualify people into or out of a loan with our company and then to collect all of the information they would need in order to apply for.
What is the team composition?
In addition to the UX person, we also worked with full stack developers, a frontend developer, a project manager, and a technology lead.
How did you come to work with Lazy Ants?
We had a referral from a friend who had used them before.
What is the status of this engagement?
The engagement began in September of 2016, and the project was completed in August of 2017. We still have ongoing optimization and maintenance activities.
RESULTS & FEEDBACK
What evidence can you share that demonstrates the impact of the engagement?
The success of the business is down to the customer experience and the solution delivered. We had a fourfold increase in lead conversions after we deployed the platform on the website.
How did Lazy Ants perform from a project management standpoint?
It went really well. I managed most of the project across multiple resources but the project management of the development team was very good. They excelled at problem-solving. Fairly early into the AI evolution, they really had to work out how to do things they hadn’t been done before, and their ability to do that was second to none.
Development is a tough environment where things can slip, but they handled everything very well when it did happen. Generally speaking, they met deadlines when they needed to, which was great.
What did you find most impressive about them?
Their problem-solving skillset was impressive. They had the ability to take any problem, work it out, and solve it. Their speed of developing features was quite fast.
Are there any areas they could improve?
Nothing really comes to mind. If someone is looking to employ an offshore development team, you need to be aware of the language barrier. It’s nothing that can’t be overcome, but it is good to be cognizant of it, particularly for a US-based company looking to engage with a Ukrainian company. I have a lot of experience in that space, but it could be challenging for first-timers.
Do you have any advice for potential customers?
Give them huge problems to solve and give them the space to work out solutions.
RATINGS
4.0
Quality
4.0
Service & Deliverables
Schedule
4.0
On time / deadlines
Cost
5.0
Value / within estimates
Willing to Refer
5.0
NPS
"I recommend them all the time.
Showing 1-1 of
1 Reviews
Our Story
Lazy Ants has been building software since 2008. We work with product teams in Web3, AI and eCommerce, where one technical decision quietly sets what the next two years cost.
We take responsibility for architecture, technical clarity and delivery integrity. We do not promise outcomes without context, replace product ownership on the client side, or trade system integrity for speed.
Teams usually reach out when they want an outside read on a hard decision, not when they want a quote.
Meet the Team
Maxim SpivakovskyFounder, CEO
Leads Web3 architecture and launch-related decisions, working closely with founders on product and system design.
What Sets Us Apart
We name the trade-off before it hardens
Early engineering decisions shape future constraints, cost and operational complexity. Our work is understanding those trade-offs while they are still cheap to change, rather than explaining them afterwards.
We are explicit about what we do not do
We do not promise outcomes without context, replace product ownership on the client side, or optimise for speed at the cost of system integrity. Saying so before a contract is signed saves both sides a wasted quarter.
Case studies about decisions, not features
We publish context, trade-offs and constraints instead of polished success stories, because the decisions are the part that transfers to your situation.
Contact Lazy Ants
If you’re not seeing exactly what you need here, send this company a custom message.
You can talk about your project needs, price, and timeline to get started on your project.
Sign in to see which brands trust Lazy Ants.
Get connected to see updates from Lazy Ants like new case studies, latest reviews, their latest masterpieces in their portfolio, delivered straight to you.
