Software House for Insurance & Finance

Decerto builds the core software that keeps your business running: systems for transaction processing, logistics, CRM and more. We write programs for top global banks and insurers, including our flagship product Hyperon, and we provide IT outsourcing services to companies from every industry.

We created Hyperon. The tool for managing business rules: the set of instructions that tell your enterprise software how your company runs, like which customers are eligible for which products, or how to dynamically price your services in response to changing conditions.

Hyperon makes it easy for your managers to fine-tune these rules in real time.

We understand your business

We’ve been working with some of the world’s top financial institutions. Our broad range of knowledge and skills in business and engineering lets us write programs that work in the real world.

We’re set up to handle complexity

We build and maintain the core systems that our clients in the financial industry use to handle millions of transactions every day. We know how to manage large teams, master complex architecture and handle high volumes of business processes.

We build for scalability and efficiency

Our systems are built to handle large volumes of operations. Our highly efficient products for the financial services industry are understandable, flexible, efficient and easy for you to manage.

We’re in it for the long haul

Since we set up Decerto in 2006, we’ve been growing at a steady pace. We choose our projects carefully, aiming for stable development. Our headcount has grown organically, without wild fluctuations. 

We tell it like it is

We don’t tell potential clients what they want to hear. Our philosophy of client relations is built on sincerity: no hidden costs, no inflation of our capabilities, no unrealistic deadlines.

 
$25,000+
 
$50 - $99 / hr
 
50 - 249
 Founded
2006
Show all +
Warszawa, Poland
headquarters

Reviews

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Custom Dev for Group Insurance Platform

"They were focused not only on the deadline and scope but also on building something they would be proud of."

Quality: 
5.0
Schedule: 
4.0
Cost: 
4.5
Willing to refer: 
5.0
The Project
 
Confidential
 
Dec. 2017 - Feb. 2019
Project summary: 

Decerto developed a custom group-insurance sales platform. Technologies used include Java, React, and Hyperion.

The Reviewer
 
501-1,000 Employees
 
Warsaw, Poland
Pawel Zbroszczyk
Software Dev Director, Nationale Nederlanden
 
Verified
The Review
Feedback summary: 

The product is an industry leader among other insurance platforms. Decerto implemented a systematic approach to deliver innovative solutions on a consistent basis. Their flexibility and dedication set them apart from other providers.

The client submitted this review online.

BACKGROUND

Please describe your company and your position there.

I am working for Nationale Nederlanden. It is leading polish insurance company responsible for individual life, GI, group, pension insurance. I am head of software development.

OPPORTUNITY / CHALLENGE

For what projects/services did your company hire Decerto?

We needed an experienced company to deliver software from scratch. We were not interested in buying one of software 'from the shelf' as we have seen compativie advantage to have one prepared exactly for our needs.

We had internal development capabilities but we needed the knowledge about best trends in group insurance sales process and vendor who is already experienced in launching such applications

What were your goals for this project?

BR: Perfect UX, and process easy to use in every day work. User Acess Management, easy configuration of products, complex configuration of underwriting

Tech spec: java / react/ hyperion as configuration engine, integration with core policy system

SOLUTION

How did you select this vendor?

RFP, where 3-6 companies were considered. Deciding factors were connected with insurance experience, group business experience, price, readiness to transfer code rights

Describe the project and the services they provided in detail.

Projects was delicered in scrum methodology. Decerto delivered the software from scratch but agreed to have also our programmers in the team (to let us more effective knowledge transfer).

Our people were responsible for integration part. Decerto was responsible for business reqs specification, building effective sales process, coding, having modern UX, testing, documentation

What was the team composition?

There were up to 12 people onboard - mainly programmers, supported by analytic/testers and experienced insurance expert in main analytic role. Size of the team has changed over time because Decerto was very commited to delivery date and wanted to speed up software delivery

RESULTS & FEEDBACK

Can you share any information that demonstrates the impact that this project has had on your business?

Software built by Decerto is curently the most open for configuration Group Sales platform in polish market. Although at the beginning our sales force received system as complicated - after few improvements it was accepted and is used every day. GOP system gave us opportunity to switch from difficult to maintain and change offline caluclators to very modern online system which is main tool in group insurances

How was project management arranged and how effective was it?

Both parties tried to work according to Agile agreeement which promoted timely delivery. As in all scrum projects - scope of the project was briefly described on a high level. Both parties tried to manage details to:

  1. achieve main goal (MBP)
  2. include critical changes apeeared while project delivery
  3. deliver on time and in cost

What did you find most impressive about this company?

In my opinion the most impressive in Decerto is their flexibility and customer focus. They were focused not only on the deadline and scope but also on building something they would be proud of.

Are there any areas for improvement?

In all complex software delivery projects there are areas for improvement. In my opinion in GOP project there were lack of medium term delivery date perspective monitoring while project as both vendor and our team were focused mainly on nearest 2-3 sprints

4.5
Overall Score True partner in complex IT challenges. Management working there to deliver solutions for customer satisfaction not margin maximalization
  • 4.0 Scheduling
    ON TIME / DEADLINES
    slight delay caused by complexity and scope change
  • 4.5 Cost
    Value / within estimates
    Very good cost o value
  • 5.0 Quality
    Service & deliverables
    Lack of crucial errors, very efficient production launch
  • 5.0 NPS
    Willing to refer
    Very flexible, customer oriented company.

Custom Dev & Unit Testing for Integration Projects

"We appreciated their continuous enthusiasm."

Quality: 
5.0
Schedule: 
5.0
Cost: 
5.0
Willing to refer: 
5.0
The Project
 
$50,000 to $199,999
 
Jan. - July 2019
Project summary: 

Using the client's flagship software, Decerto reviewed third-party API docs to custom build and test integration projects. These ranged from authentication mechanisms and timeout parameters to data validation.

The Reviewer
 
10,000+ Employees
 
San Francisco, California
Product Manager, Business Services Company
 
Verified
The Review
Feedback summary: 

Decerto's templates have significantly reduced the time required for users to accomplish their use case, which has helped lead to multiple customer deals. The team demonstrated keen documentation skills, navigating new territory in a systematic way.

The client submitted this review online.

BACKGROUND

Please describe your company and your position there.

We provide software that helps companies connect their enterprise software systems and monitor and mange those integrations. I am a product manager.

OPPORTUNITY / CHALLENGE

For what projects/services did your company hire Decerto?

The Decerto team built digital assets that help our customers to connect to different software systems more easily.

What were your goals for this project?

Produce content that enables our users to accomplish their use cases quickly and easily.

SOLUTION

How did you select this vendor?

Another team at my company had worked with Decerto. We interviewed the team prior to starting.

Describe the project and the services they provided in detail.

Part 1 was to develop integration projects using our software. For this, the team carefully reviewed 3rd party API documentation and used our tools to build, test, and document their integration projects.

Part 2 was to develop robust unit tests and integration tests to onboard their work into our deployment pipeline.

Part 3 was to develop custom Java-based connectors for connecting with third party APIs. The team built support for multiple authentication mechanisms, reconnection and timeout parameters, and data validation.

What was the team composition?

1 project manager + 3 Java developers at a time. We ultimately worked with 5 developers, but only 3 at a time.

RESULTS & FEEDBACK

Can you share any information that demonstrates the impact that this project has had on your business?

The templates that Decerto produced have led to multiple customer deals. They also significantly reduce the time required for users to accomplish their use case.

How was project management arranged and how effective was it?

The team provided daily updates and tracked their work carefully. The project manager regularly offered helpful advice on how to communicate more effectively using Jira, Slack, and other communication tools.

What did you find most impressive about this company?

Since the team was pioneering a new type of content that connected many different types of software systems, it was hard to predict at the beginning of the project what kind of technical obstacles would be encountered.

The team did a good job of communicating those obstacles as they arose and problem-solving them with us. We appreciated their continuous enthusiasm. The team collaborated not just on the development but on the planning of the work. They participated in writing specs for each of the content pieces, and these specs were helpful for us to define the value of the work and the automated testing required.

Are there any areas for improvement?

_

5.0
Overall Score
  • 5.0 Scheduling
    ON TIME / DEADLINES
  • 5.0 Cost
    Value / within estimates
    Another person at our company was responsible for evaluating choice of vendor based on price. I do not have knowledge of pricing for other vendors.
  • 5.0 Quality
    Service & deliverables
  • 5.0 NPS
    Willing to refer

Sales System Dev for Life Insurance Co

"Their insurance market know-how was impressive."

Quality: 
4.0
Schedule: 
4.0
Cost: 
4.0
Willing to refer: 
5.0
The Project
 
$200,000 to $999,999
 
June 2017 - June 2018
Project summary: 

Decerto developed the frontend of a platform to support sales processes for a life insurance company. They integrated functions to facilitate the process end-to-end—from needs analysis to digital payment.

The Reviewer
 
51-200 Employees
 
Poland
Zbigniew Śliwa
IT Director, Aegon TU na Życie S.A.
 
Verified
The Review
Feedback summary: 

Decerto delivered a platform that standardized the digital sales process. The team entered the engagement with industry knowledge to support effective collaboration.

The client submitted this review online.

BACKGROUND

Please describe your company and your position there.

Life insurance company Aegon TU na Życie S.A. IT Director

OPPORTUNITY / CHALLENGE

For what projects/services did your company hire Decerto?

System development and support

What were your goals for this project?

One common tool for digital sales process

SOLUTION

How did you select this vendor?

tender process

Describe the project and the services they provided in detail.

New sales digital front-end for life agents covering end-to-end sales process starting from needs analysis of a client through offer proposal ending in policy creation and electronic payment

What was the team composition?

  • 1 project manager
  •  3 analyst
  • 1 UIX designer
  • 10 developers
  • 1 tester
RESULTS & FEEDBACK

Can you share any information that demonstrates the impact that this project has had on your business?

one common sales proces for tied agents channel

How was project management arranged and how effective was it?

waterfall methodology

What did you find most impressive about this company?

Their insurance market know-how was impressive.

Are there any areas for improvement?

planning

4.5
Overall Score
  • 4.0 Scheduling
    ON TIME / DEADLINES
  • 4.0 Cost
    Value / within estimates
  • 4.0 Quality
    Service & deliverables
  • 5.0 NPS
    Willing to refer