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Nearly 25% of Full-Time Employees Get Zero Benefits from Their Employer

January 18, 2018

Recruiting top talent and keeping employees happy can be a challenge if benefits aren’t offered, new survey suggests.

WASHINGTON, DC, January 18, 2018 – Nearly 25% of full-time employees in the U.S. do not receive any benefits, such as health insurance, retirement savings plan, or paid vacation, from their employers, according to a new survey by Clutch, a B2B research firm. These findings suggest that by not offering a benefits package, businesses risk losing out on top talent during the hiring process.

Health Insurance Is Most Valuable Benefit to EmployeesHealth insurance is overwhelmingly the most valued benefit, according to the survey. Over half (55%) of full-time employees who receive benefits say health insurance provided by their employer has the most impact on their job satisfaction.

Paid vacation time, overtime pay, and retirement plans are also identified in the survey as important to workers’ satisfaction.

“It’s important to have a comprehensive benefits package if you want to compete in the global workforce and attract the best talent,” said Mary Pharris, business development manager at Fairygodboss, a reviews site for women in the workforce.

Pharris cites health insurance, paid time off, and retirement plans as the most attractive benefits to prospective employees - the same benefits identified in the Clutch survey.

Providing health insurance may seem expensive and complicated to employers. But employers and employees benefit when businesses sponsor healthcare, says Lisa Oyler, human resources director at Access Development, a private discount network.

“If your business offers health insurance, you will benefit by having more productive, healthier employees,” Oyler said. “People are a valued asset. If you offer these benefits and educate employees on how to utilize them, you’re making an investment in them and their long-term health.”

Clear Communication About Benefits Can Prevent Dissatisfied Employees

Not all employees who receive benefits are happy with them. The Clutch survey found that one-third (32%) of employees who receive benefits are not satisfied.

The most common reason for their dissatisfaction, at 52% of respondents, is that they want more of a benefit they already have. Another 14% say they want different benefits than the ones they currently receive.

Experts say the best way for employers to address workers’ satisfaction levels is to have routine discussions about benefits and encourage employee feedback.

“It makes no sense to create a policy that employees don’t think adds any value for them. These benefit choices should be a conversation,” said Pharris.

The survey includes recommendations on how to conduct these conversations with employees and ways to offer benefits that appeal to all workers.

Clutch’s 2018 HR and Benefits Survey included 507 individuals across the US who are employed full-time.

To read the full report and source the survey data, visit:

For the raw data, a comment on the findings, or an introduction to the experts interviewed for this report, contact Elizabeth Ballou at [email protected]

About Clutch

A B2B research, ratings, and reviews firm in the heart of Washington, DC, Clutch connects small and medium businesses with the best-fit agencies, software, or consultants to tackle business challenges together and with confidence. Clutch’s methodology compares business service providers and software in a specific market based on verified client reviews, services offered, work quality, and market presence.


Elizabeth Ballou

[email protected]

(202) 840-6682