Your team of Java and Scala software engineers.

Your team of exceptional Java and Scala software engineers.

The first 98 elements exist in nature, although some are found only in trace amounts and others were synthesized in laboratories before being found in nature.

$50 - $99 / hr
10 - 49
Show all +
Warsaw, Poland


Key clients: 

Our clients range from established banks to startups. We are also happy to be ghostwriters for clients that require confidentiality.


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Dev Partnership with FinTech Firm

"Without them, we wouldn’t have been able to launch. They're a crucial part of the whole team."

Willing to refer: 
The Project
Jul. - Nov. 2017
Project summary: 

98elements provides development services for a fintech startup, building a Java payment system and developing a payment API to integrate.

The Reviewer
1-10 Employees
CTO, Payment App
The Review
Feedback summary: 

While still in the stabilization phase, the product's launch and marketing have already brought in a significant number of users. The team handles the project professionally, demonstrating their trustworthiness and adhering to timelines and commitments at all times.


Introduce your business and what you do there.

I'm the CTO of a fintech startup. The core business is a payment method with a payment wallet and a marketplace on top.


What challenge were you trying to address with 98elements?

We were looking for a development partner.


What was the scope of their involvement?

I designed the core structure of the application and they developed the most crucial parts of the system, mostly from scratch.

The technology was developed in Java. Most of their team are Java developers and are pretty good at what they do. They developed a business intelligence system for anti-money laundering protection and they also developed the core transaction system, which is the center of the whole product.

In addition, they developed a payment API for the system for other providers or merchants to integrate with our system.

What is the team composition?

There's one leader and one architect who helps me to design the core functionalities. We have centralized project management.

How did you come to work with 98elements?

They were recommended to me. They're a very professional team, but at that point, they weren’t a recognizable brand; they were focused on their technical and business side.

What is the status of this engagement?

We began work with them in July 2017 and the work is ongoing. It's currently in the maintenance and stabilization phase. We will probably be developing new features in the near future.


What evidence can you share that demonstrates the impact of the engagement?

Without them, we wouldn’t have been able to launch. They're a crucial part of the whole team. We went live in November and started our marketing campaign in January, and we already have 50,000 active users.

How did 98elements perform from a project management standpoint?

They're the best team I've worked with.

What did you find most impressive about them?

Their skills and level of professionalism are impressive. If they say they will do something, they will. There is never a lag in the development—they're a trustworthy partner for us, which has been the most important thing and why we are still working with them.

Are there any areas they could improve?

They should extend the team and grow, while keeping up the level of professionalism.

Overall Score
  • 5.0 Scheduling
    They were even ahead of schedule.
  • 4.5 Cost
    Value / within estimates
    They aren’t the cheapest but considering the quality and deadlines, it's understandable.
  • 5.0 Quality
    Service & deliverables
    It's been flawless.
  • 5.0 NPS
    Willing to refer